VLS Finance Ltd

VLSFINANCE
NSE· Financial Services
253.90
+0.55 (+0.22%)
Updated 12:34 pm IST
52W Low · ₹198.8152W High · ₹339.00
Mid Range
Market Cap
₹729.30L Cr
Volume
12.1K
Prev Close
₹253.35
ISIN
INE709A01018

Orion Score

Fundamentals-based quality & risk · not a recommendation

33/100
Avoid

VLS Finance Ltd scores 33/100 (Avoid) on the Orion Score — poor business quality (20), poor growth (7), strong balance-sheet safety (75) and fair valuation (52). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
20
Growth
7
Safety
75
Value
52

Full Orion analysis

Risk checks

  • No size, liquidity or track-record concerns
  • Profitable — 2% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

63/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
Low Debt
D/E 0.00x — lean balance sheet
QUALITY
Low Quality
ROCE 0.6% — poor capital efficiency
MOMENTUM
Bullish
RSI 59.1 — strong momentum

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
35.70
ROCE
0.61%
ROE (1Y)
0.95%
D/E Ratio
0.00x
OPM
-1,204.63%
TTM EPS
₹6.51
Dividend Yield
65.00%
Qtrly Sales
₹8.74 Cr
Qtrly Profit
₹-74.54 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹8.74₹-74.54-1204.6%₹-22.29
Q3 2026₹3.78₹18.05583.3%₹5.31
Q2 2026₹15.83₹7.125.6%₹2.04
Q1 2026₹3.17₹71.142919.6%₹20.92
Q4 2025₹2.72₹-39.83-2038.6%₹-11.59

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2026₹31.52₹21.75₹25.5742.4%
FY 2025₹28.71₹46.2₹62.98186.2%
FY 2024₹378.2₹324.33₹392.1398.3%
FY 2023₹80.64₹55.97₹62.4367.5%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
VLSFINANCE₹729 Cr35.700.61%0.95%0.00x-1,204.63%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹2,710.61₹3,552.43₹3,062.83₹3,684.99
Equity₹2,471.99₹2,982.64₹2,500.59₹2,965.32
Total Debt₹0.86₹0.39₹1.12₹1.5
Cash₹322.29₹29.15₹44.52₹73.64
Net Debt
Working Capital₹343.9₹226.83₹180.33₹195.45

Shareholding Pattern

Q1 FY2027

Promoter
66.64%
FII
0.1%
DII
0.08%
Public
33.18%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202766.64% ↑0.1% ↓0.08% ↓33.18% ↓
Q3 FY202652.02%1.3% ↓0.31% ↑46.36% ↑
Q2 FY202652.02%1.91% ↓0.04%46.01%
Q1 FY202652.02%1.93% ↓0.04%46.01% ↑
Q4 FY202552.02%1.99% ↓0.04% ↑45.94% ↑
Q3 FY202552.02%2.03% ↓0.03%45.91% ↑
Q2 FY202552.02% ↑2.14% ↑0.03%45.81% ↓
Q1 FY202550.85%1.06%0.03%48.05%

Corporate Actions

No recent corporate actions

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About VLS Finance Ltd (VLSFINANCE) Stock

VLS Finance Ltd is listed on the NSE under the Financial Services sector, Investment Company industry. ISIN: INE709A01018. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.