Central Bank of India

CENTRALBK
NSE· Financial Services
30.89
-0.36 (-1.15%)
52W Low · ₹29.3252W High · ₹40.92
Near 52W Low
Market Cap
₹28086.50L Cr
Volume
57.30L
Prev Close
₹31.25
ISIN
INE483A01010

Orion Score

Fundamentals-based quality & risk · not a recommendation

52/100
Watch

Central Bank of India scores 52/100 (Watch) on the Orion Score — weak business quality (45), moderate growth (64), poor balance-sheet safety (27) and cheap valuation (89). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
45
Growth
64
Safety
27
Value
89

Full Orion analysis

Risk checks

  • No size, liquidity or track-record concerns
  • Profitable — 10% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

36/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
No Data
D/E unavailable
QUALITY
Average
ROCE 11.6% — decent returns
MOMENTUM
Bearish
RSI 40.2 — weak momentum

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q1 FY2027

P/E Ratio
6.16
ROCE
11.56%
ROE (1Y)
11.56%
D/E Ratio
OPM
TTM EPS
₹5.04
Dividend Yield
448.00%
Qtrly Sales
₹4,920.44 Cr
Qtrly Profit
₹1,323.13 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹5,182.59₹745.72₹0.82
Q3 2026₹5,455.2₹1,264.29₹1.40
Q1 2026₹5,188.36₹1,281.98₹1.42
Q4 2025₹5,138.64₹1,104.58₹1.27
Q3 2025₹4,790.69₹963.38₹1.11

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹19,862.68₹3,934.21
FY 2024₹17,694.28₹2,667.68
FY 2023₹15,837.83₹1,678.78
FY 2022₹12,500.85₹1,057.34

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
CENTRALBK₹28,086 Cr6.1611.56%11.56%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹70,119 Cr27.423.22%12.06%4.61x31.70%
ANGELONE₹28,132 Cr27.6214.23%15.53%1.29x31.25%
CDSL₹27,862 Cr60.6025.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹4,80,456.84₹4,47,771.57₹4,07,079.71₹3,87,292.18
Equity₹36,881.48₹32,374.41₹29,216.73₹27,549.41
Total Debt₹12,928.64₹9,002.88₹6,569.92₹5,899.3
Cash₹36,197.39₹37,607.8₹44,101.94₹53,096.94
Net Debt
Working Capital

Shareholding Pattern

Q1 FY2027

Promoter
81.19%
FII
3.82%
DII
3.13%
Public
11.86%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202781.19% ↓3.82% ↑3.13% ↑11.86% ↑
Q4 FY202689.27%2.18% ↑1.79% ↓6.76% ↑
Q3 FY202689.27%0.85% ↓4.82% ↓5.06% ↑
Q2 FY202689.27%0.88% ↓4.86% ↓4.98% ↑
Q1 FY202689.27%0.97% ↓5.06% ↓4.7% ↑
Q4 FY202589.27% ↓1.27% ↑5.87% ↑3.59% ↓
Q3 FY202593.08%0.44% ↑2.82%3.65% ↓
Q2 FY202593.08%0.33%2.81%3.75%

Corporate Actions

Ex-DateActionDetails
2026-05-08
DIVIDEND
Interim Dividend - Rs 0.60 Per Share
2026-01-23
DIVIDEND
Interim Dividend - Re 0.20 Per Share

Funds Holding This Stock

37 mutual fund schemes

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About Central Bank of India (CENTRALBK) Stock

Central Bank of India is listed on the NSE under the Financial Services sector, Public Sector Bank industry. ISIN: INE483A01010. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.