Bajaj Housing Finance Ltd

BAJAJHFL
NSE· Financial Services
₹88.57
+0.50 (+0.57%)
Updated 12:35 pm IST
52W Low · ₹74.3152W High · ₹124.00
Near 52W Low
Market Cap
₹73350.53L Cr
Volume
44.53L
Prev Close
₹88.07
ISIN
INE377Y01014

VestAI Stock Score

VALUATION
High Debt
D/E 4.61x — elevated leverage
QUALITY
Low Quality
ROCE 3.2% — poor capital efficiency
MOMENTUM
Neutral
RSI 54.6 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
28.59
ROCE
3.22%
ROE (1Y)
12.06%
D/E Ratio
4.61x
OPM
31.70%
TTM EPS
₹3.08
Dividend Yield
—
Qtrly Sales
₹2,883.66 Cr
Qtrly Profit
₹669.19 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹2,883.66₹669.1931.7%₹0.80
Q3 2026₹2,864.59₹664.8932.1%₹0.80
Q1 2026₹2,568.85₹583.329.5%₹0.70
Q4 2025₹2,471.59₹586.6829.1%₹0.70
Q3 2025₹2,393.93₹548.0229.5%₹0.66

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹9,179.46₹2,162.9₹2,815.0527.1%
FY 2024₹7,329.46₹1,731.22₹2,203.8226.8%
FY 2023₹5,481.46₹1,257.8₹1,736.2330.0%
FY 2022₹3,687.51₹709.62₹988.0828.9%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
BAJAJHFL ★₹73,351 Cr28.593.22%12.06%4.61x31.70%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%——
SBIN₹9,02,477 Cr10.7315.48%15.48%——
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%
CENTRALBK₹29,508 Cr6.3311.91%11.91%——

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹1,02,808.75₹81,827.09₹64,654.14₹48,527.08
Equity₹19,946.8₹12,233.5₹10,503.19₹6,741.36
Total Debt₹82,071.92₹69,129.32₹53,745.39₹41,492.32
Cash₹61.43₹63.7₹93.78₹406.9
Net Debt₹82,010.49₹69,065.62₹53,651.61₹41,085.42
Working Capital₹-14,560.58₹-12,178.77₹-8,098.11₹-8,305.75

Shareholding Pattern

Q1 FY2027

Promoter
86.74%
FII
0.54%
DII
0.44%
Public
12.28%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202786.74%0.54% ↑0.44%12.28%
Q4 FY202686.74% ↑0.53% ↓0.44% ↓12.29% ↑
Q3 FY202686.7% ↓0.94% ↑1.39% ↑10.92% ↑
Q2 FY202688.7%0.91% ↓0.54% ↓9.81% ↑
Q1 FY202688.7% ↓1.04% ↓0.59% ↓9.61% ↑
Q4 FY202588.75%1.12% ↑0.72% ↓9.4% ↑
Q3 FY202588.75%1.11% ↓0.82% ↓9.32% ↑
Q2 FY202588.75%1.68%1.83%7.63%

Corporate Actions

No recent corporate actions

Funds Holding This Stock

50 mutual fund schemes

1
Kotak BSE Housing Index Fund Direct GrowthKOTAK_MAHINDRA

1.51%

₹0 Cr

2
UTI BSE Housing Index Fund Direct GrowthUTI

1.50%

₹0 Cr

3
HSBC Financial Services Fund Direct GrowthHSBC

0.85%

₹7 Cr

4
ICICI Prudential Banking and Financial Services Direct Plan GrowthICICI_PRUDENTIAL

0.42%

₹45 Cr

5
Bandhan Flexi Cap Fund Direct GrowthIDFC

0.41%

₹30 Cr

6
Bandhan Balanced Advantage Fund Direct GrowthIDFC

0.27%

₹6 Cr

7
Groww Nifty Midcap 150 Index Fund Direct GrowthINDIABULLS

0.23%

₹0 Cr

8
JioBlackRock Nifty Midcap 150 Index Fund Direct GrowthJioBlackRock

0.23%

₹1 Cr

9
UTI Nifty Midcap 150 Index Fund Direct GrowthUTI

0.23%

₹0 Cr

10
ICICI Prudential Nifty Midcap 150 Index Fund Direct GrowthICICI_PRUDENTIAL

0.23%

₹3 Cr

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About Bajaj Housing Finance Ltd (BAJAJHFL) Stock

Bajaj Housing Finance Ltd is listed on the NSE under the Financial Services sector, Housing Finance Company industry. ISIN: INE377Y01014. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.