Union Bank of India

UNIONBANK
NSE· Financial Services
168.24
-1.87 (-1.10%)
52W Low · ₹124.6452W High · ₹205.49
Mid Range
Market Cap
₹127481.22L Cr
Volume
1.08Cr
Prev Close
₹170.50
ISIN
INE692A01016

Orion Score

Fundamentals-based quality & risk · not a recommendation

62/100
Watch

Union Bank of India scores 62/100 (Watch) on the Orion Score — moderate business quality (63), weak growth (48), moderate balance-sheet safety (56) and cheap valuation (85). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
63
Growth
48
Safety
56
Value
85

Full Orion analysis

Risk checks

  • No size, liquidity or track-record concerns
  • Profitable — 14% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

86/100

Strong

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
No Data
D/E unavailable
QUALITY
Average
ROCE 15.7% — decent returns
MOMENTUM
Neutral
RSI 50.2 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
6.56
ROCE
15.71%
ROE (1Y)
15.71%
D/E Ratio
OPM
TTM EPS
₹25.45
Dividend Yield
299.00%
Qtrly Sales
₹15,669.12 Cr
Qtrly Profit
₹5,503.61 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹15,669.12₹5,503.61₹7.21
Q3 2026₹14,631.99₹5,072.69₹6.65
Q1 2026₹14,112.84₹4,427.94₹5.80
Q4 2025₹15,847.67₹5,011.22₹6.56
Q3 2025₹13,984.58₹4,623.03₹6.06

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2026₹58,922.18₹19,430.2
FY 2025₹59,245.94₹18,026.96
FY 2024₹55,177.69₹13,797.12
FY 2023₹47,131.65₹8,511.66

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
UNIONBANK₹1,27,481 Cr6.5615.71%15.71%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹70,119 Cr27.423.22%12.06%4.61x31.70%
ANGELONE₹28,132 Cr27.6214.23%15.53%1.29x31.25%
CENTRALBK₹28,086 Cr6.1611.56%11.56%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹15,11,329.42₹14,01,995.91₹12,88,357.11₹11,93,765.61
Equity₹1,13,834.08₹97,597.66₹78,803.51₹70,861.12
Total Debt₹27,489.79₹26,974.27₹29,354.59₹37,036.2
Cash₹1,31,683.73₹1,19,645.85₹1,12,598.86₹1,19,758.22
Net Debt
Working Capital

Shareholding Pattern

Q1 FY2027

Promoter
74.76%
FII
8.26%
DII
6.75%
Public
10.23%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202774.76%8.26% ↑6.75% ↓10.23% ↑
Q3 FY202674.76%8.14% ↑11.91% ↑5.21% ↓
Q2 FY202674.76%7.86% ↑11.7% ↓5.67% ↑
Q1 FY202674.76%7.7% ↑11.93% ↑5.6% ↓
Q4 FY202574.76%7.11% ↑11.63% ↓6.5% ↓
Q3 FY202574.76%6.46% ↓11.94% ↑6.85% ↓
Q2 FY202574.76%6.89% ↓11.22% ↓7.12% ↑
Q1 FY202574.76%7.37%11.38%6.5%

Corporate Actions

Ex-DateActionDetails
2026-07-03
DIVIDEND
Dividend - Rs 5 Per Share

Funds Holding This Stock

142 mutual fund schemes

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About Union Bank of India (UNIONBANK) Stock

Union Bank of India is listed on the NSE under the Financial Services sector, Public Sector Bank industry. ISIN: INE692A01016. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.