Transwarranty Finance Ltd

TFL
NSE· Financial Services
11.27
+0.17 (+1.53%)
Updated 11:29 am IST
52W Low · ₹10.5552W High · ₹18.50
Near 52W Low
Market Cap
₹66.08L Cr
Volume
1.6K
Prev Close
₹11.10
ISIN
INE804H01012

Orion Score

Fundamentals-based quality & risk · not a recommendation

20/100
Avoid

Transwarranty Finance Ltd scores 20/100 (Avoid) on the Orion Score — poor business quality (18), poor growth (21) and poor balance-sheet safety (23). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
18
Growth
21
Safety
23
Value

Full Orion analysis

Risk checks

  • Micro-cap (~Rs 66 cr) — limited reliability/liquidity
  • Thinly traded (~Rs 3.4 L/day) — hard to act on

Forensic accounting

Piotroski F 3/9Altman Z Grey(2.36)Beneish M Clean(-4.75)

Piotroski F = fundamental health (0–9, higher is better) · Altman Z = bankruptcy / distress risk · Beneish M = earnings-manipulation check

Technical / Momentum

Price Trend

38/100

Neutral

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VestAI Stock Score

VALUATION
Moderate
D/E 1.07x — manageable leverage
QUALITY
Low Quality
ROCE -0.1% — poor capital efficiency
MOMENTUM
Bearish
RSI 38.9 — weak momentum

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q3 FY2026

P/E Ratio
ROCE
-0.05%
ROE (1Y)
-13.85%
D/E Ratio
1.07x
OPM
-45.33%
TTM EPS
₹-0.81
Dividend Yield
0.00%
Qtrly Sales
₹3.12 Cr
Qtrly Profit
₹-0.91 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q3 2026₹3.12₹-0.91-45.2%₹-0.17
Q2 2026₹3.34₹-1.26-39.8%₹-0.23
Q1 2026₹3.91₹-0.86-15.1%₹-0.16
Q4 2025₹3.49₹-2.82-14.0%
Q3 2025₹3.53₹-2.34-44.8%₹-0.45

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹14.9₹-5.08₹-3.01-36.4%
FY 2024₹14.09₹0.8₹-2.03-36.1%
FY 2023₹9.41₹-9₹-8.8-80.2%
FY 2022₹12.75₹-2.28₹-1.54-45.5%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
TFL₹66 Cr-0.05%-13.85%1.07x-45.33%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹10,002.67₹98.97₹106.2₹102.74
Equity₹31.09₹30.19₹29.22₹14.21
Total Debt₹41.15₹38.37₹40.31₹42.73
Cash₹1.5₹1.42₹15.48₹9.47
Net Debt₹39.65₹36.95₹24.82₹33.27
Working Capital₹27.75₹-19.01₹-7.32₹-19.68

Shareholding Pattern

Q3 FY2026

Promoter
54.85%
FII
DII
Public
45.15%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q3 FY202654.85% ↓45.15% ↑
Q2 FY202656%44%
Q1 FY202656%44%
Q4 FY202556% ↓44% ↑
Q3 FY202556.31%43.69%
Q2 FY202556.31% ↓43.68% ↑
Q1 FY202561.84%38.15%
Q4 FY202461.84%38.15%

Corporate Actions

No recent corporate actions

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About Transwarranty Finance Ltd (TFL) Stock

Transwarranty Finance Ltd is listed on the NSE under the Financial Services sector, Non Banking Financial Company (NBFC) industry. ISIN: INE804H01012. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.