Suryoday Small Finance Bank Ltd

SURYODAY
NSE· Financial Services
190.01
+2.74 (+1.46%)
Updated 07:16 am IST
52W Low · ₹115.4152W High · ₹195.00
Near 52W High
Market Cap
₹1826.38L Cr
Volume
2.75L
Prev Close
₹191.57
ISIN
INE428Q01011

Orion Score

Fundamentals-based quality & risk · not a recommendation

72/100
Quality

Suryoday Small Finance Bank Ltd scores 72/100 (Quality) on the Orion Score — moderate business quality (55), strong growth (100), strong balance-sheet safety (78) and cheap valuation (77). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
55
Growth
100
Safety
78
Value
77

Full Orion analysis

Risk checks

  • Short track record (3 yrs of data)

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

78/100

Strong

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
No Data
D/E unavailable
QUALITY
Low Quality
ROCE 7.6% — poor capital efficiency
MOMENTUM
Bullish
RSI 65.6 — strong momentum

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
12.02
ROCE
7.59%
ROE (1Y)
7.59%
D/E Ratio
OPM
TTM EPS
₹14.30
Dividend Yield
Qtrly Sales
₹406.85 Cr
Qtrly Profit
₹49.72 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹406.85₹49.72₹4.68
Q3 2026₹357.69₹36.56₹3.44
Q1 2026₹355.79₹35.28₹3.32
Q4 2025₹304.76₹-33.78₹-3.18
Q3 2025₹307.82₹33.3₹3.12

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹1,323.34₹114.96
FY 2024₹1,181.61₹215.96
FY 2023₹843.98₹77.69
FY 2022₹677.94₹-93.03

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
SURYODAY₹1,826 Cr12.027.59%7.59%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹15,614.39₹12,377.68₹9,861.22₹8,180.18
Equity₹1,927.09₹1,804.96₹1,584.73₹1,505.12
Total Debt₹2,485.47₹1,726.27₹2,041.31₹1,836.91
Cash₹1,709.38₹1,180.07₹825.15₹977.69
Net Debt₹776.08₹546.2₹1,216.15₹859.21
Working Capital

Shareholding Pattern

Q3 FY2026

Promoter
22.43%
FII
4.97%
DII
6.11%
Public
66.48%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q3 FY202622.43%4.97% ↑6.11% ↓66.48% ↑
Q2 FY202622.43%4.67%6.62% ↑66.28% ↓
Q1 FY202622.43%4.68%5.93% ↑66.95% ↓
Q4 FY202522.43% ↑4.67% ↓5.66% ↓67.22% ↑
Q3 FY202522.29% ↓4.8% ↑5.89% ↓67.01% ↑
Q2 FY202522.3% ↓3.5% ↑8.01% ↓66.19% ↑
Q1 FY202522.39%3.02% ↑12.64% ↓61.95% ↑
Q4 FY202422.4%2.9%14.04%60.66%

Corporate Actions

Ex-DateActionDetails
2026-07-17
DIVIDEND
Dividend - Rs 1.50 Per Share

Smart Money Holdings

Q3 FY2025

InvestorShares HeldPortfolio %Change
mukul-agrawal30,00,0002.80%

Funds Holding This Stock

2 mutual fund schemes

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About Suryoday Small Finance Bank Ltd (SURYODAY) Stock

Suryoday Small Finance Bank Ltd is listed on the NSE under the Financial Services sector, Other Bank industry. ISIN: INE428Q01011. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.