SRG Housing Finance Ltd

SRGHFL
NSE· Financial Services
₹312.70
+5.55 (+1.81%)
Updated 11:29 am IST
52W Low · ₹224.4052W High · ₹335.00
Near 52W High
Market Cap
₹443.07L Cr
Volume
91
Prev Close
₹307.15
ISIN
INE559N01010

Orion Score

Fundamentals-based quality & risk · not a recommendation

55/100
Watch

Raw blend 69 capped to 55 by a red flag.

Why this is capped

Raw blend 69 → capped to 55

  • Thinly traded (~Rs 20.9 L/day) — hard to act on
  • Short track record (3 yrs of data)
Quality
62
Growth
87
Safety
69
Value
64

SRG Housing Finance Ltd scores 55/100 (Watch) on the Orion Score — moderate business quality (62), strong growth (87), moderate balance-sheet safety (69) and fair valuation (64). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Full Orion analysis

Risk checks

  • Thinly traded (~Rs 20.9 L/day) — hard to act on
  • Short track record (3 yrs of data)

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

49/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
High Debt
D/E 2.92x — elevated leverage
QUALITY
Low Quality
ROCE 3.6% — poor capital efficiency
MOMENTUM
Bullish
RSI 60.3 — strong momentum

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
13.64
ROCE
3.63%
ROE (1Y)
11.59%
D/E Ratio
2.92x
OPM
22.86%
TTM EPS
₹20.68
Dividend Yield
—
Qtrly Sales
₹54.99 Cr
Qtrly Profit
₹9.25 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹54.99₹9.2522.9%₹5.89
Q3 2026₹47.4₹8.2121.6%₹5.23
Q2 2026₹44.79₹8.2522.5%₹5.26
Q1 2026₹39.03₹6.7818.7%₹4.32
Q4 2025₹40.61₹6.1921.1%₹4.16

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹141.68₹24.39₹37.9720.3%
FY 2024₹113.78₹21.06₹32.9721.9%
FY 2023₹83.49₹17.06₹25.2525.0%
FY 2022₹73.21₹20.32₹27.8333.4%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
SRGHFL ★₹443 Cr13.643.63%11.59%2.92x22.86%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%——
SBIN₹9,02,477 Cr10.7315.48%15.48%——
BAJAJHFL₹71,910 Cr28.123.22%12.06%4.61x31.70%
ANGELONE₹30,050 Cr30.2114.23%15.53%1.29x31.25%
CDSL₹29,640 Cr64.5225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹869.18₹670.36₹507.65₹418.05
Equity₹263.95₹159.67₹133.26₹113.74
Total Debt₹595.97₹504.11₹367.62₹291.21
Cash₹15.49₹2.45₹3.92₹5.11
Net Debt₹568.84₹488.81₹353.32₹281.53
Working Capital₹23.94₹18.32₹-26.46₹9.42

Shareholding Pattern

Q3 FY2026

Promoter
59.06%
FII
0%
DII
0%
Public
40.93%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q3 FY202659.06% ↓0%0%40.93% ↑
Q2 FY202659.11%0% ↓0%40.89%
Q1 FY202659.11% ↓0.01% ↑0% ↓40.88% ↑
Q4 FY202559.13% ↓0%0.01%40.86% ↑
Q3 FY202564.79% ↑0%0.01%35.19% ↓
Q2 FY202564.69% ↓0%0.01% ↑35.28% ↑
Q1 FY202567.54% ↓0% ↓0%32.45% ↑
Q4 FY202468.55%0.01%0%31.43%

Corporate Actions

No recent corporate actions

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About SRG Housing Finance Ltd (SRGHFL) Stock

SRG Housing Finance Ltd is listed on the NSE under the Financial Services sector, Housing Finance Company industry. ISIN: INE559N01010. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.