What is Spandana Sphoorty Financial Ltd (SPANDANA) share price today?

Spandana Sphoorty Financial Ltd (SPANDANA) is listed on the NSE. Visit VestAI at https://www.vestai.io/stocks/SPANDANA for the latest live price, technical analysis, and AI-powered insights.

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What sector is Spandana Sphoorty Financial Ltd in?

Spandana Sphoorty Financial Ltd (SPANDANA) is in the Financial Services sector, Microfinance Institutions industry on the NSE.

Spandana Sphoorty Financial Ltd

Name: Spandana Sphoorty Financial Ltd (SPANDANA) Financial Metrics
Creator: VestAI
License: https://www.vestai.io/terms

SPANDANA

NSE· Financial Services

₹266.95

+0.95 (+0.36%)

52W Low · ₹186.7352W High · ₹319.40

Mid Range

Market Cap

₹2260.31L Cr

Volume

1.89L

Prev Close

₹266.00

ISIN

INE572J01011

Orion Score

Fundamentals-based quality & risk · not a recommendation

21/100

Avoid

Spandana Sphoorty Financial Ltd scores 21/100 (Avoid) on the Orion Score — poor business quality (11), poor growth (9) and moderate balance-sheet safety (55). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality

Growth

Safety

Value

—

Full Orion analysis

Risk checks

No size, liquidity or track-record concerns

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

59/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION

High Debt

D/E 1.85x — elevated leverage

QUALITY

Low Quality

ROCE -4.9% — poor capital efficiency

MOMENTUM

Bearish

RSI 44.8 — weak momentum

Price Chart

SMA 20

SMA 50

SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio: —
ROCE: -4.91%
ROE (1Y): -29.36%
D/E Ratio: 1.85x
OPM: -23.89%
TTM EPS: ₹-91.01
Dividend Yield: 0.00%
Qtrly Sales: ₹231.83 Cr
Qtrly Profit: ₹5.27 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit

Quarter	Revenue	Net Profit	OPM	EPS
Q4 2026	₹231.83	₹5.27	-23.9%	₹0.66
Q3 2026	₹225.16	₹-94.97	-38.8%	₹-11.88
Q1 2026	₹283.72	₹-360.21	-27.9%	₹-48.05
Q4 2025	₹390.69	₹-434.3	-0.8%	₹-60.91
Q3 2025	₹502.92	₹-440.2	1.8%	₹-61.73

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit

Year	Revenue	Net Profit	EBITDA	OPM
FY 2026	₹965.32	₹-699.09	₹-289.58	-31.7%
FY 2025	₹2,194.32	₹-1,035.1	₹400.47	17.2%
FY 2024	₹2,215.83	₹500.66	₹692.29	29.6%
FY 2023	₹1,268.01	₹12.31	₹29.67	32.3%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

Company	Mkt Cap	P/E	ROCE	ROE	D/E	OPM
SPANDANA ★	₹2,260 Cr	—	-4.91%	-29.36%	1.85x	-23.89%
ICICIBANKICICI Bank Limited	₹9,05,033 Cr	16.89	16.36%	16.36%	—	—
SBINState Bank of	₹9,02,477 Cr	10.73	15.48%	15.48%	—	—
BAJAJHFLBAJAJ HOUSING FINANCE	₹70,119 Cr	27.42	3.22%	12.06%	4.61x	31.70%
ANGELONEAngel One Limited	₹28,132 Cr	27.62	14.23%	15.53%	1.29x	31.25%
CENTRALBKCentral Bank of	₹28,086 Cr	6.16	11.56%	11.56%	—	—

Balance Sheet

All values in ₹ Crores

Metric	FY 2025	FY 2024	FY 2023	FY 2022
Total Assets	₹8,493.53	₹13,382.53	₹9,382.61	₹7,076.34
Equity	₹2,633.05	₹3,644.6	₹3,099.02	₹3,087.57
Total Debt	₹5,655.62	₹9,424.61	₹6,074.27	₹3,772.26
Cash	₹1,235.97	₹1,398.29	₹813.38	₹727.17
Net Debt	₹4,419.65	₹8,026.32	₹5,260.89	₹3,044.94
Working Capital	₹2,382.98	₹2,944.28	₹1,444.44	₹2,534.95

Shareholding Pattern

Q3 FY2026

Promoter

48.16%

FII

20.35%

DII

5.78%

Public

25.72%

Quarter-over-Quarter Trend

Quarter	Promoter	FII	DII	Public
Q3 FY2026	48.16%	20.35% ↑	5.78% ↓	25.72% ↑
Q2 FY2026	48.16% ↑	20.26% ↑	6.12% ↑	25.48% ↓
Q1 FY2026	48.13%	19.8% ↓	5.65% ↓	26.43% ↑
Q4 FY2025	48.13%	19.83% ↓	6.45% ↑	25.59% ↑
Q3 FY2025	48.13% ↓	21.71% ↓	6.3% ↓	23.86% ↑
Q2 FY2025	55.84% ↓	22.64% ↓	7.33% ↓	14.19% ↑
Q1 FY2025	56.85% ↓	22.83% ↑	8.96% ↓	11.35% ↑
Q4 FY2024	59.75%	21.79%	10.53%	7.92%

Corporate Actions

No recent corporate actions

Funds Holding This Stock

4 mutual fund schemes

JM ELSS Tax Saver Fund Direct Plan GrowthJM_FINANCIAL

0.96%

₹2 Cr

JM Value Fund Direct Plan GrowthJM_FINANCIAL

0.67%

₹5 Cr

Bandhan Financial Services Fund Direct GrowthIDFC

0.29%

₹3 Cr

Motilal Oswal BSE 1000 Index Fund Direct GrowthMOTILAL_OSWAL

0.00%

₹0 Cr

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About Spandana Sphoorty Financial Ltd (SPANDANA) Stock

Spandana Sphoorty Financial Ltd is listed on the NSE under the Financial Services sector, Microfinance Institutions industry. ISIN: INE572J01011. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.