Punjab & Sind Bank

PSB
NSE· Financial Services
24.86
+0.09 (+0.36%)
Updated 08:15 am IST
52W Low · ₹21.1152W High · ₹33.10
Mid Range
Market Cap
₹16802.35L Cr
Volume
29.75L
Prev Close
₹24.72
ISIN
INE608A01012

Orion Score

Fundamentals-based quality & risk · not a recommendation

39/100
Caution

Punjab & Sind Bank scores 39/100 (Caution) on the Orion Score — weak business quality (33), moderate growth (57), weak balance-sheet safety (33) and rich valuation (37). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
33
Growth
57
Safety
33
Value
37

Full Orion analysis

Risk checks

  • No size, liquidity or track-record concerns
  • Profitable — 8% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

51/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
No Data
D/E unavailable
QUALITY
Low Quality
ROCE 9.6% — poor capital efficiency
MOMENTUM
Neutral
RSI 52.0 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
12.73
ROCE
9.62%
ROE (1Y)
9.62%
D/E Ratio
OPM
TTM EPS
₹1.86
Dividend Yield
30.00%
Qtrly Sales
₹1,402.17 Cr
Qtrly Profit
₹421.83 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹1,402.17₹421.83₹0.59
Q1 2026₹1,369.14₹269.16₹0.38
Q4 2025₹1,798.78₹312.78₹0.46
Q3 2025₹1,276.99₹281.96₹0.42
Q2 2025₹1,231.76₹239.59₹0.35

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹5,381.34₹1,015.83
FY 2024₹3,709.21₹595.42
FY 2023₹3,886.06₹1,313.03
FY 2022₹3,662.71₹1,039.05

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
PSB₹16,802 Cr12.739.62%9.62%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹71,910 Cr28.123.22%12.06%4.61x31.70%
ANGELONE₹30,050 Cr30.2114.23%15.53%1.29x31.25%
CDSL₹29,640 Cr64.5225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹1,61,815.17₹1,47,656.53₹1,36,454.52₹1,21,067.55
Equity₹13,354.76₹15,533.43₹15,108.51₹14,010.59
Total Debt₹11,879.52₹9,170.86₹9,018.38₹2,443.63
Cash₹10,188.7₹9,056.85₹8,656.16₹9,047.45
Net Debt₹1,690.82₹114₹362.22
Working Capital

Shareholding Pattern

Q1 FY2027

Promoter
93.85%
FII
0.79%
DII
0.65%
Public
4.71%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202793.85%0.79% ↑0.65% ↓4.71% ↑
Q3 FY202693.85%0.16%4% ↓1.99% ↑
Q2 FY202693.85%0.16% ↓4.03% ↓1.96% ↑
Q1 FY202693.85%0.25% ↓4.08% ↓1.82% ↑
Q4 FY202593.85% ↓0.73% ↑4.32% ↑1.11% ↑
Q3 FY202598.25%0%0.65%1.1% ↓
Q2 FY202598.25%0%0.65%1.11%
Q1 FY202598.25%0%0.65%1.11%

Corporate Actions

Ex-DateActionDetails
2026-07-21
DIVIDEND
Dividend - Re 0.39 Per Share

Funds Holding This Stock

2 mutual fund schemes

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About Punjab & Sind Bank (PSB) Stock

Punjab & Sind Bank is listed on the NSE under the Financial Services sector, Public Sector Bank industry. ISIN: INE608A01012. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.