Fundamentals-based quality & risk · not a recommendation
Punjab & Sind Bank scores 39/100 (Caution) on the Orion Score — weak business quality (33), moderate growth (57), weak balance-sheet safety (33) and rich valuation (37). A fundamentals-based quality & risk score, not a buy/sell recommendation.
Risk checks
Forensic accounting
Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.
Technical / Momentum
Price Trend
51/100
Technical momentum companion — separate from the fundamentals-based Orion Score.
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Revenue & Profit in ₹ Crores
| Quarter | Revenue | Net Profit | OPM | EPS |
|---|---|---|---|---|
| Q4 2026 | ₹1,402.17 | ₹421.83 | — | ₹0.59 |
| Q1 2026 | ₹1,369.14 | ₹269.16 | — | ₹0.38 |
| Q4 2025 | ₹1,798.78 | ₹312.78 | — | ₹0.46 |
| Q3 2025 | ₹1,276.99 | ₹281.96 | — | ₹0.42 |
| Q2 2025 | ₹1,231.76 | ₹239.59 | — | ₹0.35 |
Revenue & Profit in ₹ Crores (Yearly)
| Year | Revenue | Net Profit | EBITDA | OPM |
|---|---|---|---|---|
| FY 2025 | ₹5,381.34 | ₹1,015.83 | — | — |
| FY 2024 | ₹3,709.21 | ₹595.42 | — | — |
| FY 2023 | ₹3,886.06 | ₹1,313.03 | — | — |
| FY 2022 | ₹3,662.71 | ₹1,039.05 | — | — |
Top companies in the same sector by market cap
All values in ₹ Crores
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total Assets | ₹1,61,815.17 | ₹1,47,656.53 | ₹1,36,454.52 | ₹1,21,067.55 |
| Equity | ₹13,354.76 | ₹15,533.43 | ₹15,108.51 | ₹14,010.59 |
| Total Debt | ₹11,879.52 | ₹9,170.86 | ₹9,018.38 | ₹2,443.63 |
| Cash | ₹10,188.7 | ₹9,056.85 | ₹8,656.16 | ₹9,047.45 |
| Net Debt | ₹1,690.82 | ₹114 | ₹362.22 | — |
| Working Capital | — | — | — | — |
Q1 FY2027
Quarter-over-Quarter Trend
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Q1 FY2027 | 93.85% | 0.79% ↑ | 0.65% ↓ | 4.71% ↑ |
| Q3 FY2026 | 93.85% | 0.16% | 4% ↓ | 1.99% ↑ |
| Q2 FY2026 | 93.85% | 0.16% ↓ | 4.03% ↓ | 1.96% ↑ |
| Q1 FY2026 | 93.85% | 0.25% ↓ | 4.08% ↓ | 1.82% ↑ |
| Q4 FY2025 | 93.85% ↓ | 0.73% ↑ | 4.32% ↑ | 1.11% ↑ |
| Q3 FY2025 | 98.25% | 0% | 0.65% | 1.1% ↓ |
| Q2 FY2025 | 98.25% | 0% | 0.65% | 1.11% |
| Q1 FY2025 | 98.25% | 0% | 0.65% | 1.11% |
| Ex-Date | Action | Details |
|---|---|---|
| 2026-07-21 | DIVIDEND | Dividend - Re 0.39 Per Share |
2 mutual fund schemes
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Punjab & Sind Bank is listed on the NSE under the Financial Services sector, Public Sector Bank industry. ISIN: INE608A01012. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.