What is PB Fintech Ltd (POLICYBZR) share price today?

PB Fintech Ltd (POLICYBZR) is listed on the NSE. Visit VestAI at https://www.vestai.io/stocks/POLICYBZR for the latest live price, technical analysis, and AI-powered insights.

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PB Fintech Ltd

Q: What sector is PB Fintech Ltd in?

PB Fintech Ltd (POLICYBZR) is in the Financial Services sector, Financial Technology (Fintech) industry on the NSE.

Q: What is PB Fintech Ltd's Orion Score?

PB Fintech Ltd has an Orion Score of 37/100 (Caution) — a fundamentals-based quality & risk score. PB Fintech Ltd scores 37/100 (Caution) on the Orion Score — poor business quality (6), strong growth (98) and weak balance-sheet safety (46). A fundamentals-based quality & risk score, not a buy/sell recommendation.

POLICYBZR

NSE· Financial Services

₹1,580.40

+7.90 (+0.50%)

Updated 12:33 pm IST

52W Low · ₹1,364.0052W High · ₹1,974.00

Mid Range

Market Cap

₹71058.82L Cr

Volume

20.15L

Prev Close

₹1,572.50

ISIN

INE417T01026

Orion Score

Fundamentals-based quality & risk · not a recommendation

37/100

Caution

PB Fintech Ltd scores 37/100 (Caution) on the Orion Score — poor business quality (6), strong growth (98) and weak balance-sheet safety (46). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality

Growth

Safety

Value

—

Full Orion analysis

Risk checks

Short track record (3 yrs of data)

Forensic accounting

Piotroski F 4/9Altman Z Safe(11.09)Beneish M Clean(-2.40)

Piotroski F = fundamental health (0–9, higher is better) · Altman Z = bankruptcy / distress risk · Beneish M = earnings-manipulation check

Technical / Momentum

Price Trend

45/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION

Low Debt

D/E 0.05x — lean balance sheet

QUALITY

Low Quality

ROCE 4.8% — poor capital efficiency

MOMENTUM

Neutral

RSI 45.3 — consolidating

Price Chart

SMA 20

SMA 50

SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio: 106.24
ROCE: 4.84%
ROE (1Y): 9.74%
D/E Ratio: 0.05x
OPM: 8.90%
TTM EPS: ₹14.44
Dividend Yield: 0.00%
Qtrly Sales: ₹2,061.33 Cr
Qtrly Profit: ₹261.11 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit

Quarter	Revenue	Net Profit	OPM	EPS
Q4 2026	₹2,061.33	₹261.11	8.9%	₹5.61
Q3 2026	₹1,771.15	₹189.38	7.1%	₹4.08
Q1 2026	₹1,347.99	₹84.59	0.1%	₹1.82
Q4 2025	₹1,507.87	₹169.7	5.2%	₹3.65
Q3 2025	₹1,291.62	₹71.5	-0.5%	₹1.55

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit

Year	Revenue	Net Profit	EBITDA	OPM
FY 2026	₹6,794.02	₹669.94	₹880.43	5.5%
FY 2025	₹4,977.21	₹352.07	₹541.78	-0.6%
FY 2024	₹3,437.68	₹66.98	₹192.29	-8.0%
FY 2023	₹2,557.85	₹-487.22	₹-402.78	-28.4%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

Company	Mkt Cap	P/E	ROCE	ROE	D/E	OPM
POLICYBZR ★	₹71,059 Cr	106.24	4.84%	9.74%	0.05x	8.90%
ICICIBANKICICI Bank Limited	₹9,05,033 Cr	16.89	16.36%	16.36%	—	—
SBINState Bank of	₹9,02,477 Cr	10.73	15.48%	15.48%	—	—
BAJAJHFLBAJAJ HOUSING FINANCE	₹73,351 Cr	28.59	3.22%	12.06%	4.61x	31.70%
ANGELONEAngel One Limited	₹31,612 Cr	34.61	14.23%	15.53%	1.29x	38.76%
CDSLCentral Depository Services	₹29,927 Cr	61.72	25.37%	23.91%	0.00x	37.64%

Balance Sheet

All values in ₹ Crores

Metric	FY 2025	FY 2024	FY 2023	FY 2022
Total Assets	₹7,529.41	₹6,728.51	₹6,254.03	₹5,915.48
Equity	₹6,432.28	₹5,871.03	₹5,476.3	₹5,411.66
Total Debt	₹322.22	₹253.33	₹226.59	₹159.36
Cash	₹560.51	₹324.86	₹72.34	₹367.4
Net Debt	—	—	—	—
Working Capital	₹3,101.92	₹4,202.88	₹3,571.3	₹5,234.15

Shareholding Pattern

Q1 FY2027

Promoter

25%

FII

31.79%

DII

26.01%

Public

17.2%

Corporate Actions

No recent corporate actions

Funds Holding This Stock

261 mutual fund schemes

Edelweiss BSE Internet Economy Index Fund Direct GrowthEDELWEISS

8.95%

₹3 Cr

Motilal Oswal Digital India Fund Direct GrowthMOTILAL_OSWAL

7.25%

₹58 Cr

HDFC Nifty India Digital Index Fund Direct GrowthHDFC

6.04%

₹9 Cr

WhiteOak Capital Digital Bharat Fund Direct GrowthWHITEOAK_CAPITAL

5.75%

₹24 Cr

Quant Mid Cap Fund Direct GrowthESCORTS

5.55%

₹450 Cr

Franklin India Technology Fund Direct GrowthFRANKLIN_TEMPLETON

5.36%

₹88 Cr

Motilal Oswal Nifty MidSmall Financial Services Index Fund Direct GrowthMOTILAL_OSWAL

5.32%

₹5 Cr

Axis Services Opportunities Fund Direct GrowthAXIS

4.35%

₹68 Cr

HSBC Midcap Fund Direct GrowthHSBC

4.24%

₹604 Cr

HDFC Innovation Fund Direct GrowthHDFC

4.23%

₹113 Cr

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About PB Fintech Ltd (POLICYBZR) Stock

PB Fintech Ltd is listed on the NSE under the Financial Services sector, Financial Technology (Fintech) industry. ISIN: INE417T01026. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.