What is PNB Housing Finance Ltd (PNBHOUSING) share price today?

PNB Housing Finance Ltd (PNBHOUSING) is listed on the NSE. Visit VestAI at https://www.vestai.io/stocks/PNBHOUSING for the latest live price, technical analysis, and AI-powered insights.

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What sector is PNB Housing Finance Ltd in?

PNB Housing Finance Ltd (PNBHOUSING) is in the Financial Services sector, Housing Finance Company industry on the NSE.

PNB Housing Finance Ltd

Name: PNB Housing Finance Ltd (PNBHOUSING) Financial Metrics
Creator: VestAI

PNBHOUSING

NSE· Financial Services

₹1,098.40

-1.40 (-0.13%)

Updated 10:16 am IST

52W Low · ₹729.6052W High · ₹1,132.70

Near 52W High

Market Cap

₹25999.06L Cr

Volume

6.53L

Prev Close

₹1,098.90

ISIN

INE572E01012

Orion Score

Fundamentals-based quality & risk · not a recommendation

65/100

Watch

PNB Housing Finance Ltd scores 65/100 (Watch) on the Orion Score — moderate business quality (63), moderate growth (63), moderate balance-sheet safety (65) and cheap valuation (73). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality

Growth

Safety

Value

Full Orion analysis

Risk checks

No size, liquidity or track-record concerns
Profitable — 11% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

75/100

Strong

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION

High Debt

D/E 2.77x — elevated leverage

QUALITY

Average

ROCE 12.7% — decent returns

MOMENTUM

Bullish

RSI 59.7 — strong momentum

Price Chart

SMA 20

SMA 50

SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio: 11.36
ROCE: 12.70%
ROE (1Y): 12.70%
D/E Ratio: 2.77x
OPM: —
TTM EPS: ₹87.80
Dividend Yield: 50.00%
Qtrly Sales: ₹921.73 Cr
Qtrly Profit: ₹655.80 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit

Quarter	Revenue	Net Profit	OPM	EPS
Q4 2026	₹921.73	₹655.8	—	₹25.11
Q3 2026	₹864.48	₹520.35	—	₹19.93
Q1 2026	₹844.06	₹533.5	—	₹20.45
Q4 2025	₹854.22	₹550.38	—	₹21.10
Q3 2025	₹782.1	₹483.27	—	₹18.53

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit

Year	Revenue	Net Profit	EBITDA	OPM
FY 2026	₹3,493.54	₹2,291.24	—	—
FY 2025	₹3,126.41	₹1,936.14	—	—
FY 2024	₹2,783.63	₹1,508.01	—	—
FY 2023	₹2,541.07	₹1,046	—	—

Peer Comparison — Financial Services

Top companies in the same sector by market cap

Company	Mkt Cap	P/E	ROCE	ROE	D/E	OPM
PNBHOUSING ★	₹25,999 Cr	11.36	12.70%	12.70%	2.77x	—
ICICIBANKICICI Bank Limited	₹9,05,033 Cr	16.89	16.36%	16.36%	—	—
SBINState Bank of	₹9,02,477 Cr	10.73	15.48%	15.48%	—	—
BAJAJHFLBAJAJ HOUSING FINANCE	₹71,910 Cr	28.12	3.22%	12.06%	4.61x	31.70%
ANGELONEAngel One Limited	₹30,050 Cr	30.21	14.23%	15.53%	1.29x	31.25%
CDSLCentral Depository Services	₹29,640 Cr	64.52	25.37%	23.91%	0.00x	37.64%

Balance Sheet

All values in ₹ Crores

Metric	FY 2025	FY 2024	FY 2023	FY 2022
Total Assets	₹82,520.36	₹72,404.85	₹66,873.7	₹65,729.61
Equity	₹16,863.13	₹14,974.44	₹11,013.86	₹9,871.63
Total Debt	₹44,813.75	₹37,391.34	₹36,481.89	₹35,426.21
Cash	₹3,621.46	₹2,607.32	₹3,788.46	₹5,233.08
Net Debt	₹41,046.6	₹34,651.05	₹32,618.68	₹30,122.91
Working Capital	—	—	—	—

Shareholding Pattern

Q1 FY2027

Promoter

28.03%

FII

30.44%

DII

24.91%

Public

16.62%

Quarter-over-Quarter Trend

Quarter	Promoter	FII	DII	Public
Q1 FY2027	28.03%	30.44% ↑	24.91% ↓	16.62% ↑
Q3 FY2026	28.04%	17.22% ↓	43.02% ↑	11.69% ↓
Q2 FY2026	28.04% ↓	18.61% ↓	40.68% ↑	12.65% ↑
Q1 FY2026	28.08% ↓	24.18% ↑	37.99% ↑	9.74% ↓
Q4 FY2025	28.1%	21.45% ↓	29.88% ↑	20.57% ↓
Q3 FY2025	28.11%	24.34% ↑	26.85% ↑	20.69% ↓
Q2 FY2025	28.11% ↓	20.42% ↑	22.17% ↑	29.29% ↓
Q1 FY2025	28.13%	17.89%	10.95%	43.04%

Corporate Actions

No recent corporate actions

Funds Holding This Stock

179 mutual fund schemes

Sundaram Financial Services Opportunities Fund Direct GrowthSUNDARAM

4.09%

₹65 Cr

Motilal Oswal Financial Services Fund Direct GrowthMOTILAL_OSWAL

3.93%

₹7 Cr

Tata Banking and Financial Services Fund Direct GrowthTATA

3.90%

₹118 Cr

Kotak Services Fund Direct GrowthKOTAK_MAHINDRA

3.88%

₹28 Cr

PGIM India Arbitrage Fund Direct GrowthDHFL_PRAMERICA

3.56%

₹3 Cr

Aditya Birla Sun Life PSU Equity Fund Direct GrowthBIRLA_SUN_LIFE

3.39%

₹202 Cr

Helios Financial Services Fund Direct GrowthHelios

3.24%

₹6 Cr

Motilal Oswal Focused Fund Direct GrowthMOTILAL_OSWAL

3.19%

₹50 Cr

Franklin India Multi Cap Fund Direct GrowthFRANKLIN_TEMPLETON

2.77%

₹135 Cr

ICICI Prudential Focused Equity Fund Direct GrowthICICI_PRUDENTIAL

2.74%

₹442 Cr

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About PNB Housing Finance Ltd (PNBHOUSING) Stock

PNB Housing Finance Ltd is listed on the NSE under the Financial Services sector, Housing Finance Company industry. ISIN: INE572E01012. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.