Punjab National Bank

PNB
NSE· Financial Services
105.77
+0.55 (+0.52%)
Updated 11:28 am IST
52W Low · ₹98.5052W High · ₹135.15
Near 52W Low
Market Cap
₹122802.09L Cr
Volume
1.42Cr
Prev Close
₹105.22
ISIN
INE160A01022

Orion Score

Fundamentals-based quality & risk · not a recommendation

55/100
Watch

Punjab National Bank scores 55/100 (Watch) on the Orion Score — weak business quality (48), strong growth (72), weak balance-sheet safety (33) and cheap valuation (82). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
48
Growth
72
Safety
33
Value
82

Full Orion analysis

Risk checks

  • No size, liquidity or track-record concerns
  • Profitable — 11% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

53/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
No Data
D/E unavailable
QUALITY
Average
ROCE 13.0% — decent returns
MOMENTUM
Neutral
RSI 48.8 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
6.68
ROCE
12.98%
ROE (1Y)
12.98%
D/E Ratio
OPM
TTM EPS
₹16.00
Dividend Yield
281.00%
Qtrly Sales
₹14,659.24 Cr
Qtrly Profit
₹5,591.64 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹14,659.24₹5,591.64₹4.83
Q3 2026₹15,738.23₹5,555.89₹4.83
Q1 2026₹16,170.51₹2,119.88₹1.84
Q4 2025₹15,659.52₹4,989.29₹4.34
Q3 2025₹14,548.75₹4,801₹4.18

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2026₹62,619.97₹18,392.69
FY 2025₹59,760.55₹18,480.29
FY 2024₹55,260.52₹9,107.2
FY 2023₹47,092.1₹3,348.45

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
PNB₹1,22,802 Cr6.6812.98%12.98%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹18,57,543.63₹15,98,635.96₹14,93,648.94₹13,39,301.13
Equity₹1,33,137.96₹1,10,386.73₹1,02,880.5₹97,581.91
Total Debt₹71,999.07₹72,585.62₹70,148.62₹59,371.68
Cash₹1,50,759.58₹1,31,400.19₹1,57,328.48₹1,34,193.88
Net Debt
Working Capital

Shareholding Pattern

Q1 FY2027

Promoter
70.08%
FII
10.42%
DII
8.52%
Public
10.98%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202770.08%10.42% ↑8.52% ↓10.98% ↑
Q3 FY202670.08%5.93% ↑16.09% ↑7.91% ↓
Q2 FY202670.08%5.67% ↑15.54% ↑8.7% ↓
Q1 FY202670.08%5.52% ↓15.06% ↑9.34% ↓
Q4 FY202570.08%5.71%14.67% ↑9.54% ↓
Q3 FY202570.08%5.7% ↓14.31% ↑9.91% ↑
Q2 FY202570.08% ↓8.42% ↑11.61% ↑9.89% ↓
Q1 FY202573.15%5.51%10.76%10.57%

Corporate Actions

Ex-DateActionDetails
2026-06-12
DIVIDEND
Dividend - Rs 3 Per Share

Funds Holding This Stock

130 mutual fund schemes

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About Punjab National Bank (PNB) Stock

Punjab National Bank is listed on the NSE under the Financial Services sector, Public Sector Bank industry. ISIN: INE160A01022. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.