PTC India Financial Services Ltd

PFS
NSE· Financial Services
₹30.66
+0.07 (+0.23%)
Updated 12:33 pm IST
52W Low · ₹24.7652W High · ₹43.99
Mid Range
Market Cap
₹1983.37L Cr
Volume
2.84L
Prev Close
₹30.59
ISIN
INE560K01014

Orion Score

Fundamentals-based quality & risk · not a recommendation

51/100
Watch

PTC India Financial Services Ltd scores 51/100 (Watch) on the Orion Score — weak business quality (44), poor growth (20), strong balance-sheet safety (71) and cheap valuation (87). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
44
Growth
20
Safety
71
Value
87

Full Orion analysis

Risk checks

  • No size, liquidity or track-record concerns
  • Profitable — 7% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

50/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
No Data
D/E unavailable
QUALITY
Low Quality
ROCE 7.8% — poor capital efficiency
MOMENTUM
Neutral
RSI 48.3 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
6.21
ROCE
7.84%
ROE (1Y)
8.20%
D/E Ratio
—
OPM
55.50%
TTM EPS
₹4.97
Dividend Yield
0.00%
Qtrly Sales
₹110.91 Cr
Qtrly Profit
₹45.50 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹110.91₹45.555.5%₹0.71
Q3 2026₹110.93₹49.0957.1%₹0.76
Q1 2026₹140.43₹136.63104.0%₹2.13
Q4 2025₹147.21₹58.1647.9%₹0.91
Q3 2025₹158.07₹67.1451.0%₹1.05

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2026₹478.91₹319.36₹395.8881.1%
FY 2025₹629.9₹217.05₹280.4543.5%
FY 2024₹704.38₹160.75₹224.3123.1%
FY 2023₹748.58₹175.81₹239.0635.5%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
PFS ★₹1,983 Cr6.217.84%8.20%—55.50%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%——
SBIN₹9,02,477 Cr10.7315.48%15.48%——
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹5,682.59₹6,524.93₹7,634.4₹9,516.33
Equity₹2,754.32₹2,538.74₹2,442.74₹2,263.87
Total Debt₹2,860.94₹3,925.57₹5,121.76₹7,121.38
Cash₹762.52₹230.84₹25.67₹338
Net Debt₹2,082.29₹3,674.1₹5,072.56₹6,779.5
Working Capital₹1,212.68₹1,314.66₹368.7₹1,051.7

Shareholding Pattern

Q1 FY2027

Promoter
0.03%
FII
38.88%
DII
31.81%
Public
29.28%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY20270.03% ↓38.88% ↑31.81% ↑29.28% ↑
Q3 FY202664.99%2.17% ↓5.06%27.78% ↑
Q2 FY202664.99%2.19% ↓5.06% ↓27.75% ↑
Q1 FY202664.99%2.22% ↑5.08% ↓27.71% ↑
Q4 FY202564.99%2.07% ↑5.42% ↓27.51%
Q3 FY202564.99%2.03% ↓5.48% ↑27.51% ↓
Q2 FY202564.99%2.05% ↓5% ↑27.96% ↓
Q1 FY202564.99%2.36%2.86%29.79%

Corporate Actions

No recent corporate actions

Funds Holding This Stock

3 mutual fund schemes

1
Bandhan Infrastructure Fund Direct Plan GrowthIDFC

2.55%

₹38 Cr

2
Bandhan Business Cycle Fund Direct GrowthIDFC

1.21%

₹15 Cr

3
Bandhan Large & Mid Cap Fund Direct GrowthIDFC

0.11%

₹19 Cr

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About PTC India Financial Services Ltd (PFS) Stock

PTC India Financial Services Ltd is listed on the NSE under the Financial Services sector, Non Banking Financial Company (NBFC) industry. ISIN: INE560K01014. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.