Mangal Credit & Fincorp Ltd

MANCREDIT
NSE· Financial Services
233.39
-1.06 (-0.45%)
Updated 11:27 am IST
52W Low · ₹152.0652W High · ₹265.00
Near 52W High
Market Cap
₹434.59L Cr
Volume
2.96L
Prev Close
₹234.45
ISIN
INE545L01039

VestAI Stock Score

VALUATION
High Debt
D/E 1.92x — elevated leverage
QUALITY
Low Quality
ROCE 9.4% — poor capital efficiency
MOMENTUM
Neutral
RSI 58.8 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q3 FY2026

P/E Ratio
28.39
ROCE
9.41%
ROE (1Y)
9.77%
D/E Ratio
1.92x
OPM
30.15%
TTM EPS
₹7.25
Dividend Yield
36.00%
Qtrly Sales
₹18.31 Cr
Qtrly Profit
₹3.83 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q3 2026₹18.31₹3.8330.1%₹1.82
Q2 2026₹15.82₹2.9928.4%₹1.43
Q1 2026₹14.47₹331.0%₹1.49
Q4 2025₹12.29₹2.6238.1%
Q3 2025₹12.68₹3.4839.3%₹1.75

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹48.5₹13.07₹2040.1%
FY 2024₹33.01₹10.55₹15.4348.7%
FY 2023₹20.83₹7.91₹11.6654.3%
FY 2022₹13.65₹6.08₹9.1964.5%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
MANCREDIT₹435 Cr28.399.41%9.77%1.92x30.15%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹349.4₹273.79₹203.07₹137.74
Equity₹140.71₹127.35₹111.94₹105.92
Total Debt₹200.49₹138₹87.3₹29.33
Cash₹11.84₹6.31₹11.31₹1.41
Net Debt₹187.01₹130.33₹74.6₹26.85
Working Capital₹109.96₹67.98₹37.61₹13.35

Shareholding Pattern

Q1 FY2027

Promoter
78.98%
FII
0%
DII
0%
Public
21.02%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202778.98% ↑0% ↓0% ↓21.02% ↓
Q3 FY202655.25%0.05% ↑0.11% ↑44.59% ↓
Q2 FY202655.25% ↑0.01% ↓0.01%44.73% ↓
Q1 FY202651.7%0.15% ↑0.01%48.13% ↓
Q4 FY202551.7%0% ↓0.01%48.28% ↑
Q3 FY202551.7%0.08% ↑0.01%48.19% ↓
Q2 FY202551.7%0%0.01%48.28%
Q1 FY202551.7%0%0.01%48.28%

Corporate Actions

No recent corporate actions

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About Mangal Credit & Fincorp Ltd (MANCREDIT) Stock

Mangal Credit & Fincorp Ltd is listed on the NSE under the Financial Services sector, Non Banking Financial Company (NBFC) industry. ISIN: INE545L01039. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.