Manappuram Finance Ltd

MANAPPURAM
NSE· Financial Services
341.30
+8.85 (+2.66%)
Updated 12:32 pm IST
52W Low · ₹245.1552W High · ₹347.90
Near 52W High
Market Cap
₹28950.34L Cr
Volume
19.12L
Prev Close
₹332.45
ISIN
INE522D01027

Orion Score

Fundamentals-based quality & risk · not a recommendation

35/100
Caution

Raw blend 50 capped to 35 by a red flag.

Why this is capped

Raw blend 50 → capped to 35

  • Low interest cover (1.3x) on real debt — distress risk
Quality
62
Growth
52
Safety
17
Value
55

Manappuram Finance Ltd scores 35/100 (Caution) on the Orion Score — moderate business quality (62), moderate growth (52), poor balance-sheet safety (17) and fair valuation (55). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Full Orion analysis

Risk checks

  • Low interest cover (1.3x) on real debt — distress risk

Forensic accounting

Piotroski F 3/9Altman Z Grey(1.89)

Piotroski F = fundamental health (0–9, higher is better) · Altman Z = bankruptcy / distress risk · Beneish M = earnings-manipulation check

Technical / Momentum

Price Trend

69/100

Strong

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
High Debt
D/E 3.60x — elevated leverage
QUALITY
Low Quality
ROCE 7.0% — poor capital efficiency
MOMENTUM
Bullish
RSI 62.0 — strong momentum

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
26.32
ROCE
6.97%
ROE (1Y)
6.97%
D/E Ratio
3.60x
OPM
TTM EPS
₹11.71
Dividend Yield
65.00%
Qtrly Sales
₹1,496.66 Cr
Qtrly Profit
₹403.96 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹1,496.66₹403.96₹4.76
Q3 2026₹1,395.63₹241.06₹2.82
Q1 2026₹1,388.09₹138.38₹1.57
Q4 2025₹1,443.35₹-191.17₹-2.40
Q3 2025₹1,614.69₹282.06₹3.29

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2026₹5,660.22₹1,003.3
FY 2025₹6,409.1₹1,216.15
FY 2024₹5,938.22₹2,188.68
FY 2023₹4,458.41₹1,495.98

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
MANAPPURAM₹28,950 Cr26.326.97%6.97%3.60x
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹49,204.69₹46,747.9₹39,504.13₹33,807.81
Equity₹12,432.18₹11,548.1₹9,644.89₹8,368.35
Total Debt₹36,078.92₹34,322₹29,169.28₹24,820.15
Cash₹3,574.45₹2,852.85₹2,929.12₹2,584.92
Net Debt₹31,848.83₹30,802.73₹25,556.43₹21,535.74
Working Capital

Shareholding Pattern

Q1 FY2027

Promoter
36.48%
FII
15.24%
DII
12.47%
Public
35.81%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202736.48% ↑15.24% ↓12.47% ↓35.81% ↑
Q4 FY202631.77% ↓23.21% ↓13.04% ↑31.97% ↑
Q3 FY202635.25%28.78% ↓11.15% ↑24.84% ↓
Q2 FY202635.25%30.16% ↑9.17% ↑25.41% ↓
Q1 FY202635.25%29.71% ↑8.61% ↑26.41% ↓
Q4 FY202535.25%28.43% ↑7.99% ↑28.33% ↓
Q3 FY202535.25%27.01% ↓7.88% ↓29.84% ↑
Q2 FY202535.25%30.36%10.97%23.41%

Corporate Actions

Ex-DateActionDetails
2026-05-11
DIVIDEND
Interim Dividend - Re 0.50 Per Share
2026-02-06
DIVIDEND
Interim Dividend - Re 0.50 Per Share

Smart Money Holdings

Q4 FY2025

InvestorShares HeldPortfolio %Change
capital-group
societe-generale12.60%

Funds Holding This Stock

109 mutual fund schemes

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About Manappuram Finance Ltd (MANAPPURAM) Stock

Manappuram Finance Ltd is listed on the NSE under the Financial Services sector, Non Banking Financial Company (NBFC) industry. ISIN: INE522D01027. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.