Fundamentals-based quality & risk · not a recommendation
L&T Finance Ltd scores 47/100 (Caution) on the Orion Score — weak business quality (42), weak growth (44), moderate balance-sheet safety (64) and fair valuation (41). A fundamentals-based quality & risk score, not a buy/sell recommendation.
Risk checks
Forensic accounting
Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.
Technical / Momentum
Price Trend
66/100
Technical momentum companion — separate from the fundamentals-based Orion Score.
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Revenue & Profit in ₹ Crores
| Quarter | Revenue | Net Profit | OPM | EPS |
|---|---|---|---|---|
| Q4 2026 | ₹2,821.39 | ₹806.63 | — | ₹3.21 |
| Q3 2026 | ₹2,717.23 | ₹738.61 | — | ₹2.94 |
| Q1 2026 | ₹2,534.12 | ₹701.1 | — | ₹2.80 |
| Q4 2025 | ₹2,332.6 | ₹636.17 | — | ₹2.54 |
| Q3 2025 | ₹2,610.64 | ₹626.4 | — | ₹2.50 |
Revenue & Profit in ₹ Crores (Yearly)
| Year | Revenue | Net Profit | EBITDA | OPM |
|---|---|---|---|---|
| FY 2026 | ₹10,635.18 | ₹2,981.18 | — | — |
| FY 2025 | ₹9,669.18 | ₹2,643.66 | — | — |
| FY 2024 | ₹7,859.26 | ₹2,320.1 | — | — |
| FY 2023 | ₹6,521.26 | ₹1,623.25 | — | — |
Top companies in the same sector by market cap
All values in ₹ Crores
| Metric | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|
| Total Assets | ₹1,20,409.36 | ₹1,02,717.55 | ₹1,06,362.14 | ₹1,06,902.18 |
| Equity | ₹25,564.06 | ₹23,438.44 | ₹21,528.37 | ₹19,947.7 |
| Total Debt | ₹92,372.44 | ₹76,603.45 | ₹83,104.9 | ₹84,851.03 |
| Cash | ₹6,041.8 | ₹3,647.86 | ₹8,904.07 | ₹6,088.07 |
| Net Debt | ₹86,205.1 | ₹72,893.01 | ₹74,139.38 | ₹78,727.43 |
| Working Capital | — | — | — | — |
Q1 FY2027
Quarter-over-Quarter Trend
| Quarter | Promoter | FII | DII | Public |
|---|---|---|---|---|
| Q1 FY2027 | 65.99% ↓ | 10.56% ↑ | 8.64% ↓ | 14.81% ↑ |
| Q3 FY2026 | 66.03% ↓ | 6.66% ↑ | 15.33% ↑ | 11.99% ↓ |
| Q2 FY2026 | 66.1% ↓ | 6.4% ↑ | 14.33% ↑ | 13.15% ↓ |
| Q1 FY2026 | 66.16% ↓ | 6.19% ↑ | 14.1% ↑ | 13.55% ↓ |
| Q4 FY2025 | 66.24% ↓ | 5.48% ↑ | 13.28% ↑ | 15.01% ↓ |
| Q3 FY2025 | 66.25% ↓ | 5.3% ↓ | 12.17% ↓ | 16.27% ↑ |
| Q2 FY2025 | 66.29% ↓ | 6.73% ↓ | 12.33% ↑ | 14.66% |
| Q1 FY2025 | 66.37% | 7.34% | 11.64% | 14.66% |
| Ex-Date | Action | Details |
|---|---|---|
| 2026-05-22 | DIVIDEND | Dividend - Rs 2.75 Per Share |
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L&T Finance Ltd is listed on the NSE under the Financial Services sector, Investment Company industry. ISIN: INE498L01015. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.