LIC Housing Finance Ltd

LICHSGFIN
NSE· Financial Services
549.90
+3.15 (+0.58%)
Updated 11:27 am IST
52W Low · ₹458.9052W High · ₹646.50
Mid Range
Market Cap
₹30239.71L Cr
Volume
6.99L
Prev Close
₹546.75
ISIN
INE115A01026

Orion Score

Fundamentals-based quality & risk · not a recommendation

71/100
Quality

LIC Housing Finance Ltd scores 71/100 (Quality) on the Orion Score — strong business quality (74), moderate growth (64), moderate balance-sheet safety (59) and cheap valuation (89). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
74
Growth
64
Safety
59
Value
89

Full Orion analysis

Risk checks

  • No size, liquidity or track-record concerns
  • Profitable — 14% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

52/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
High Debt
D/E 6.43x — elevated leverage
QUALITY
Average
ROCE 14.4% — decent returns
MOMENTUM
Neutral
RSI 50.5 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
5.40
ROCE
14.41%
ROE (1Y)
14.41%
D/E Ratio
6.43x
OPM
TTM EPS
₹101.87
Dividend Yield
182.00%
Qtrly Sales
₹2,362.18 Cr
Qtrly Profit
₹1,492.54 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹2,362.18₹1,492.54₹27.13
Q3 2026₹2,249.93₹1,398.02₹25.42
Q1 2026₹2,189.4₹1,363.89₹24.80
Q4 2025₹2,295.28₹1,373.39₹24.97
Q3 2025₹2,096.08₹1,434.84₹26.09

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2026₹8,913.63₹5,603.67
FY 2025₹8,430.37₹5,442.23
FY 2024₹8,676.74₹4,762.97
FY 2023₹6,379.66₹2,890.77

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
LICHSGFIN₹30,240 Cr5.4014.41%14.41%6.43x
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹3,14,040.38₹2,91,293.3₹2,78,558.97₹2,54,686.77
Equity₹36,351.8₹31,476.66₹27,184.67₹24,750.83
Total Debt₹2,62,538.28₹2,43,197.58₹2,33,960.05₹2,06,278.92
Cash₹1,438.01₹1,508.86₹843.77₹998.79
Net Debt₹2,60,916.29₹2,41,089.37₹2,32,304.25₹2,04,585.87
Working Capital

Shareholding Pattern

Q1 FY2027

Promoter
2.35%
FII
41.28%
DII
33.77%
Public
22.6%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY20272.35% ↓41.28% ↑33.77% ↑22.6% ↑
Q3 FY202645.24%20.36% ↑21.81% ↓12.6% ↑
Q2 FY202645.24%20.17% ↓22.14% ↓12.45% ↑
Q1 FY202645.24%20.25% ↓22.2% ↑12.31% ↑
Q4 FY202545.24%21.55% ↑21.34% ↓11.87% ↓
Q3 FY202545.24%21.24% ↓21.44% ↑12.08% ↓
Q2 FY202545.24%21.95% ↓20.53% ↓12.29% ↑
Q1 FY202545.24%23.19%21.22%10.36%

Corporate Actions

No recent corporate actions

Funds Holding This Stock

129 mutual fund schemes

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About LIC Housing Finance Ltd (LICHSGFIN) Stock

LIC Housing Finance Ltd is listed on the NSE under the Financial Services sector, Housing Finance Company industry. ISIN: INE115A01026. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.