Jana Small Finance Bank Ltd

JSFB
NSE· Financial Services
474.10
+18.85 (+4.14%)
Updated 12:31 pm IST
52W Low · ₹330.0052W High · ₹507.00
Near 52W High
Market Cap
₹5030.56L Cr
Volume
8.24L
Prev Close
₹455.25
ISIN
INE953L01027

Orion Score

Fundamentals-based quality & risk · not a recommendation

52/100
Watch

Jana Small Finance Bank Ltd scores 52/100 (Watch) on the Orion Score — weak business quality (49), moderate growth (61), moderate balance-sheet safety (55) and fair valuation (42). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
49
Growth
61
Safety
55
Value
42

Full Orion analysis

Risk checks

  • Short track record (3 yrs of data)

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

50/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

Unlock with Pro

Upgrade →

VestAI Stock Score

VALUATION
No Data
D/E unavailable
QUALITY
Low Quality
ROCE 7.6% — poor capital efficiency
MOMENTUM
Neutral
RSI 54.3 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
15.45
ROCE
7.60%
ROE (1Y)
7.60%
D/E Ratio
OPM
TTM EPS
₹30.90
Dividend Yield
Qtrly Sales
₹1,001.19 Cr
Qtrly Profit
₹139.82 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹1,001.19₹139.82₹13.23
Q3 2026₹919.5₹9.69₹0.92
Q1 2026₹861.09₹101.92₹9.65
Q4 2025₹815.35₹123.48₹11.71
Q3 2025₹769.99₹110.66₹10.49

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹3,049.88₹501.42
FY 2024₹2,624.86₹669.54
FY 2023₹2,215.22₹255.97
FY 2022₹1,668.4₹17.47

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
JSFB₹5,031 Cr15.457.60%7.60%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹38,463.62₹32,709.78₹25,643.69₹20,188.71
Equity₹4,118.35₹3,577.1₹1,797.26₹1,200.7
Total Debt₹3,376.82₹4,411.46₹5,477.46₹3,709.83
Cash₹4,448.56₹2,028.03₹2,089.06₹1,538.48
Net Debt₹2,383.43₹3,388.4₹2,171.36
Working Capital

Shareholding Pattern

Q1 FY2027

Promoter
55.67%
FII
6.79%
DII
5.55%
Public
31.99%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202755.67% ↑6.79% ↑5.55% ↓31.99% ↓
Q3 FY202621.86% ↓4.11% ↑12.92% ↓59.14% ↓
Q2 FY202621.87%1.21% ↑14.81% ↓62.12% ↑
Q1 FY202621.88% ↓0.28% ↓16.03% ↑61.81% ↑
Q4 FY202522.28% ↓0.89% ↑15.89% ↓60.94% ↑
Q3 FY202522.35% ↓0.51% ↓18.47% ↑58.67% ↑
Q2 FY202522.38% ↓1.09% ↑17.99% ↑58.53% ↓
Q1 FY202522.54%1.02%17.73%58.71%

Corporate Actions

No recent corporate actions

Analyse JSFB with Orion AI

Ask: "Is Jana Small Finance Bank Ltd stock a good buy right now?" — Get RSI, MACD, ROCE + AI recommendation

Analyse with Orion

Want more insights like this?

Get free stock analysis, market insights, and investment ideas delivered to your inbox.

No spam. Unsubscribe anytime.

About Jana Small Finance Bank Ltd (JSFB) Stock

Jana Small Finance Bank Ltd is listed on the NSE under the Financial Services sector, Other Bank industry. ISIN: INE953L01027. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.