What is Indian Overseas Bank (IOB) share price today?

Indian Overseas Bank (IOB) is listed on the NSE. Visit VestAI at https://www.vestai.io/stocks/IOB for the latest live price, technical analysis, and AI-powered insights.

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What sector is Indian Overseas Bank in?

Indian Overseas Bank (IOB) is in the Financial Services sector, Public Sector Bank industry on the NSE.

Indian Overseas Bank

Name: Indian Overseas Bank (IOB) Financial Metrics
Creator: VestAI

IOB

NSE· Financial Services

₹33.75

-0.04 (-0.12%)

Updated 07:45 am IST

52W Low · ₹31.4152W High · ₹41.80

Near 52W Low

Market Cap

₹63411.95L Cr

Volume

8.96L

Prev Close

₹33.78

ISIN

INE565A01014

Orion Score

Fundamentals-based quality & risk · not a recommendation

46/100

Caution

Indian Overseas Bank scores 46/100 (Caution) on the Orion Score — weak business quality (39), strong growth (77), weak balance-sheet safety (36) and fair valuation (41). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality

Growth

Safety

Value

Full Orion analysis

Risk checks

No size, liquidity or track-record concerns
Profitable — 11% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

53/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION

No Data

D/E unavailable

QUALITY

Average

ROCE 15.7% — decent returns

MOMENTUM

Neutral

RSI 46.7 — consolidating

Price Chart

SMA 20

SMA 50

SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio: 11.72
ROCE: 15.65%
ROE (1Y): 15.65%
D/E Ratio: —
OPM: —
TTM EPS: ₹2.81
Dividend Yield: —
Qtrly Sales: ₹4,760.62 Cr
Qtrly Profit: ₹1,556.15 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit

Quarter	Revenue	Net Profit	OPM	EPS
Q4 2026	₹4,760.62	₹1,556.15	—	₹0.81
Q3 2026	₹4,797.73	₹1,427.16	—	₹0.71
Q1 2026	₹4,228.58	₹1,178.45	—	₹0.61
Q4 2025	₹4,705.46	₹1,091.94	—	₹0.58
Q3 2025	₹4,090.02	₹875.27	—	₹0.46

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit

Year	Revenue	Net Profit	EBITDA	OPM
FY 2026	₹18,210.11	₹5,418.46	—	—
FY 2025	₹16,445.14	₹3,395.51	—	—
FY 2024	₹15,502.26	₹2,665.66	—	—
FY 2023	₹12,375.55	₹2,103.99	—	—

Peer Comparison — Financial Services

Top companies in the same sector by market cap

Company	Mkt Cap	P/E	ROCE	ROE	D/E	OPM
IOB ★	₹63,412 Cr	11.72	15.65%	15.65%	—	—
ICICIBANKICICI Bank Limited	₹9,05,033 Cr	16.89	16.36%	16.36%	—	—
SBINState Bank of	₹9,02,477 Cr	10.73	15.48%	15.48%	—	—
BAJAJHFLBAJAJ HOUSING FINANCE	₹73,351 Cr	28.59	3.22%	12.06%	4.61x	31.70%
ANGELONEAngel One Limited	₹31,612 Cr	34.61	14.23%	15.53%	1.29x	38.76%
CDSLCentral Depository Services	₹29,927 Cr	61.72	25.37%	23.91%	0.00x	37.64%

Balance Sheet

All values in ₹ Crores

Metric	FY 2025	FY 2024	FY 2023	FY 2022
Total Assets	₹3,94,707.97	₹3,51,869.32	₹3,13,438.07	₹2,99,029.97
Equity	₹32,233.35	₹27,561.45	₹24,876.04	₹22,597.75
Total Debt	₹40,281.66	₹23,387.17	₹20,803.77	₹3,070.64
Cash	₹21,219.64	₹18,814.9	₹20,820.57	₹36,951.26
Net Debt	₹19,062.03	₹4,572.26	₹801.73	—
Working Capital	—	—	—	—

Shareholding Pattern

Q1 FY2027

Promoter

92.44%

FII

2.28%

DII

1.86%

Public

3.42%

Quarter-over-Quarter Trend

Quarter	Promoter	FII	DII	Public
Q1 FY2027	92.44%	2.28% ↑	1.86% ↓	3.42% ↑
Q3 FY2026	92.44% ↓	0.35% ↑	4.26% ↑	2.93% ↑
Q2 FY2026	94.61%	0.31% ↑	2.3% ↓	2.78% ↓
Q1 FY2026	94.61%	0.08% ↓	2.37% ↓	2.94% ↑
Q4 FY2025	94.61% ↓	0.22% ↑	2.59% ↑	2.58% ↑
Q3 FY2025	96.38%	0.02% ↓	1.3%	2.3%
Q2 FY2025	96.38%	0.04% ↓	1.3%	2.29% ↑
Q1 FY2025	96.38%	0.05%	1.3%	2.27%

Corporate Actions

No recent corporate actions

Funds Holding This Stock

30 mutual fund schemes

SBI BSE PSU Bank Index Fund Direct GrowthSBI

1.45%

₹5 Cr

Groww Nifty PSU Bank Index Fund Direct GrowthINDIABULLS

1.39%

₹0 Cr

Groww Nifty Smallcap 250 Index Fund Direct GrowthINDIABULLS

0.24%

₹0 Cr

JioBlackRock Nifty Smallcap 250 Index Fund Direct GrowthJioBlackRock

0.24%

₹1 Cr

ICICI Prudential Nifty Smallcap 250 Index Fund Direct GrowthICICI_PRUDENTIAL

0.24%

₹2 Cr

DSP Nifty Smallcap 250 Index Fund Direct GrowthDSP

0.24%

₹0 Cr

HDFC Nifty Smallcap 250 Index Fund Direct GrowthHDFC

0.24%

₹2 Cr

Bandhan Nifty Smallcap 250 Index Fund Direct GrowthIDFC

0.24%

₹0 Cr

Kotak Nifty Smallcap 250 Index Fund Direct GrowthKOTAK_MAHINDRA

0.24%

₹0 Cr

SBI Nifty Smallcap 250 Index Fund Direct GrowthSBI

0.24%

₹4 Cr

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About Indian Overseas Bank (IOB) Stock

Indian Overseas Bank is listed on the NSE under the Financial Services sector, Public Sector Bank industry. ISIN: INE565A01014. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.