Home First Finance Company India Ltd

HOMEFIRST
NSE· Financial Services
1,238.70
+15.60 (+1.28%)
Updated 08:01 am IST
52W Low · ₹894.0052W High · ₹1,519.00
Mid Range
Market Cap
₹11270.03L Cr
Volume
71.4K
Prev Close
₹1,261.00
ISIN
INE481N01025

Orion Score

Fundamentals-based quality & risk · not a recommendation

74/100
Quality

Home First Finance Company India Ltd scores 74/100 (Quality) on the Orion Score — strong business quality (74), strong growth (93), strong balance-sheet safety (76) and fair valuation (48). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
74
Growth
93
Safety
76
Value
48

Full Orion analysis

Risk checks

  • No size, liquidity or track-record concerns
  • Profitable — 13% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

64/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

Unlock with Pro

Upgrade →

VestAI Stock Score

VALUATION
High Debt
D/E 2.43x — elevated leverage
QUALITY
Low Quality
ROCE 3.6% — poor capital efficiency
MOMENTUM
Bullish
RSI 59.4 — strong momentum

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
20.92
ROCE
3.65%
ROE (1Y)
15.71%
D/E Ratio
2.43x
OPM
35.71%
TTM EPS
₹51.57
Dividend Yield
48.00%
Qtrly Sales
₹453.78 Cr
Qtrly Profit
₹149.44 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹453.78₹149.4435.7%₹14.22
Q3 2026₹448.92₹140.236.5%₹13.34
Q1 2026₹413.63₹118.8930.9%₹11.48
Q4 2025₹380.22₹104.6929.2%₹11.45
Q3 2025₹371.16₹97.3828.1%₹10.65

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2026₹1,656.17₹540.38₹765.1733.0%
FY 2025₹1,325.46₹382.07₹548.1226.8%
FY 2024₹979.55₹305.72₹442.1929.3%
FY 2023₹692.9₹228.29₹323.4834.6%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
HOMEFIRST₹11,270 Cr20.923.65%15.71%2.43x35.71%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹12,211.67₹9,533.96₹6,738.96₹5,116.86
Equity₹2,521.28₹2,121.49₹1,817.34₹1,573.68
Total Debt₹9,550.7₹7,302.1₹4,813.47₹3,466.77
Cash₹599.13₹580.48₹235.56₹617.76
Net Debt₹8,951.57₹6,721.62₹4,577.91₹2,849.01
Working Capital₹11,488.07₹8,871.65₹276.02₹444.07

Shareholding Pattern

Q1 FY2027

Promoter
14.74%
FII
34.71%
DII
28.39%
Public
22.16%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202714.74% ↑34.71% ↓28.39% ↑22.16% ↑
Q3 FY202612.35% ↓40.82% ↑27.61% ↓19.23% ↑
Q2 FY202612.39% ↓39.99% ↑28.84% ↑18.78% ↓
Q1 FY202612.43% ↓37.19% ↑21.89% ↑28.51% ↓
Q4 FY202514.25% ↓36% ↓19.82% ↑29.93% ↑
Q3 FY202514.31% ↓37.91% ↑18.28% ↑29.5% ↓
Q2 FY202523.38% ↓25.57% ↑12.41% ↑38.62% ↓
Q1 FY202523.45%24.73%11.96%39.85%

Corporate Actions

Ex-DateActionDetails
2026-05-29
DIVIDEND
Dividend - Rs 5.20 Per Share

Smart Money Holdings

Q4 FY2025

InvestorShares HeldPortfolio %Change
capital-group

Funds Holding This Stock

79 mutual fund schemes

Analyse HOMEFIRST with Orion AI

Ask: "Is Home First Finance Company India Ltd stock a good buy right now?" — Get RSI, MACD, ROCE + AI recommendation

Analyse with Orion

Want more insights like this?

Get free stock analysis, market insights, and investment ideas delivered to your inbox.

No spam. Unsubscribe anytime.

About Home First Finance Company India Ltd (HOMEFIRST) Stock

Home First Finance Company India Ltd is listed on the NSE under the Financial Services sector, Housing Finance Company industry. ISIN: INE481N01025. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.