What is GIC Housing Finance Ltd (GICHSGFIN) share price today?

GIC Housing Finance Ltd (GICHSGFIN) is listed on the NSE. Visit VestAI at https://www.vestai.io/stocks/GICHSGFIN for the latest live price, technical analysis, and AI-powered insights.

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What sector is GIC Housing Finance Ltd in?

GIC Housing Finance Ltd (GICHSGFIN) is in the Financial Services sector, Housing Finance Company industry on the NSE.

GIC Housing Finance Ltd

Q: What is GIC Housing Finance Ltd's Orion Score?

GIC Housing Finance Ltd has an Orion Score of 50/100 (Watch) — a fundamentals-based quality & risk score. GIC Housing Finance Ltd scores 50/100 (Watch) on the Orion Score — weak business quality (47), poor growth (19), moderate balance-sheet safety (58) and cheap valuation (91). A fundamentals-based quality & risk score, not a buy/sell recommendation.

GICHSGFIN

NSE· Financial Services

₹151.23

+0.39 (+0.26%)

Updated 12:30 pm IST

52W Low · ₹133.5052W High · ₹206.00

Near 52W Low

Market Cap

₹805.88L Cr

Volume

1.26L

Prev Close

₹150.84

ISIN

INE289B01019

Orion Score

Fundamentals-based quality & risk · not a recommendation

50/100

Watch

GIC Housing Finance Ltd scores 50/100 (Watch) on the Orion Score — weak business quality (47), poor growth (19), moderate balance-sheet safety (58) and cheap valuation (91). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality

Growth

Safety

Value

Full Orion analysis

Risk checks

No size, liquidity or track-record concerns
Profitable — 8% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

45/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION

High Debt

D/E 4.33x — elevated leverage

QUALITY

Low Quality

ROCE 2.0% — poor capital efficiency

MOMENTUM

Neutral

RSI 45.3 — consolidating

Price Chart

SMA 20

SMA 50

SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio: 5.21
ROCE: 2.02%
ROE (1Y): 7.61%
D/E Ratio: 4.33x
OPM: 21.53%
TTM EPS: ₹28.75
Dividend Yield: 301.00%
Qtrly Sales: ₹270.68 Cr
Qtrly Profit: ₹53.68 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit

Quarter	Revenue	Net Profit	OPM	EPS
Q4 2026	₹270.68	₹53.68	21.5%	₹9.97
Q3 2026	₹268.46	₹43.69	19.5%	₹8.11
Q2 2026	₹266.17	₹50.03	22.3%	₹9.29
Q1 2026	₹263.38	₹7.42	21.9%	₹1.38
Q4 2025	₹268.33	₹35.2	21.3%	₹6.54

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit

Year	Revenue	Net Profit	EBITDA	OPM
FY 2026	₹1,068.69	₹154.82	₹238.81	21.3%
FY 2025	₹1,054.75	₹160.42	₹241.42	21.5%
FY 2024	₹1,031.35	₹151.35	₹220.83	18.6%
FY 2023	₹1,085.17	₹213.25	₹301.32	24.8%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

Company	Mkt Cap	P/E	ROCE	ROE	D/E	OPM
GICHSGFIN ★	₹806 Cr	5.21	2.02%	7.61%	4.33x	21.53%
ICICIBANKICICI Bank Limited	₹9,05,033 Cr	16.89	16.36%	16.36%	—	—
SBINState Bank of	₹9,02,477 Cr	10.73	15.48%	15.48%	—	—
BAJAJHFLBAJAJ HOUSING FINANCE	₹73,351 Cr	28.59	3.22%	12.06%	4.61x	31.70%
ANGELONEAngel One Limited	₹31,612 Cr	34.61	14.23%	15.53%	1.29x	38.76%
CDSLCentral Depository Services	₹29,927 Cr	61.72	25.37%	23.91%	0.00x	37.64%

Balance Sheet

All values in ₹ Crores

Metric	FY 2025	FY 2024	FY 2023	FY 2022
Total Assets	₹10,775.38	₹10,470.56	₹10,920.17	₹11,929.04
Equity	₹1,964.85	₹1,828.83	₹1,699.3	₹1,510.76
Total Debt	₹8,750.59	₹8,584.4	₹9,167.94	₹10,364.89
Cash	₹53.76	₹35.86	₹69.7	₹477.76
Net Debt	₹8,673.55	₹8,527.43	₹9,073.02	₹9,869.72
Working Capital	₹-2,212.86	₹-2,295.06	₹-2,660.22	₹-2,123.01

Shareholding Pattern

Q1 FY2027

Promoter

6.88%

FII

26.52%

DII

21.7%

Public

44.9%

Quarter-over-Quarter Trend

Quarter	Promoter	FII	DII	Public
Q1 FY2027	6.88% ↓	26.52% ↑	21.7% ↑	44.9% ↓
Q3 FY2026	42.41%	2.08% ↓	5.05% ↓	50.46% ↑
Q2 FY2026	42.41%	2.16% ↓	5.51%	49.92% ↑
Q1 FY2026	42.41%	2.67% ↑	5.51% ↓	49.39% ↓
Q4 FY2025	42.41%	2.18% ↓	5.89%	49.52% ↑
Q3 FY2025	42.41%	2.46% ↓	5.89%	49.24% ↑
Q2 FY2025	42.41%	2.91% ↑	5.89%	48.79% ↓
Q1 FY2025	42.41%	2.64%	5.89%	49.04%

Corporate Actions

Ex-Date	Action	Details
2026-06-25	DIVIDEND	Dividend - Rs 4.50 Per Share

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About GIC Housing Finance Ltd (GICHSGFIN) Stock

GIC Housing Finance Ltd is listed on the NSE under the Financial Services sector, Housing Finance Company industry. ISIN: INE289B01019. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.