What is ESAF Small Finance Bank Ltd (ESAFSFB) share price today?

ESAF Small Finance Bank Ltd (ESAFSFB) is listed on the NSE. Visit VestAI at https://www.vestai.io/stocks/ESAFSFB for the latest live price, technical analysis, and AI-powered insights.

How to analyse ESAFSFB stock?

VestAI provides comprehensive ESAFSFB stock analysis including RSI, MACD, Bollinger Bands, SMA trend, ROCE, debt-to-equity ratio, and smart money holdings by superstar investors.

What sector is ESAF Small Finance Bank Ltd in?

ESAF Small Finance Bank Ltd (ESAFSFB) is in the Financial Services sector, Other Bank industry on the NSE.

ESAF Small Finance Bank Ltd

Q: What is ESAF Small Finance Bank Ltd's Orion Score?

ESAF Small Finance Bank Ltd has an Orion Score of 25/100 (Avoid) — a fundamentals-based quality & risk score. ESAF Small Finance Bank Ltd scores 25/100 (Avoid) on the Orion Score — poor business quality (20), weak growth (49) and poor balance-sheet safety (11). A fundamentals-based quality & risk score, not a buy/sell recommendation.

ESAFSFB

NSE· Financial Services

₹35.81

+0.77 (+2.20%)

Updated 11:39 am IST

52W Low · ₹20.5052W High · ₹37.10

Near 52W High

Market Cap

₹1433.31L Cr

Volume

15.91L

Prev Close

₹35.04

ISIN

INE818W01011

Orion Score

Fundamentals-based quality & risk · not a recommendation

25/100

Avoid

ESAF Small Finance Bank Ltd scores 25/100 (Avoid) on the Orion Score — poor business quality (20), weak growth (49) and poor balance-sheet safety (11). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality

Growth

Safety

Value

—

Full Orion analysis

Risk checks

Short track record (3 yrs of data)

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

41/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION

No Data

D/E unavailable

QUALITY

Low Quality

ROCE -8.9% — poor capital efficiency

MOMENTUM

No Data

RSI unavailable

Price Chart

SMA 20

SMA 50

SMA 200

Key Fundamentals

Q3 FY2026

P/E Ratio: —
ROCE: -8.91%
ROE (1Y): -8.91%
D/E Ratio: —
OPM: —
TTM EPS: ₹-3.23
Dividend Yield: —
Qtrly Sales: ₹701.72 Cr
Qtrly Profit: ₹7.12 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit

Quarter	Revenue	Net Profit	OPM	EPS
Q3 2026	₹701.72	₹7.12	—	₹0.14
Q2 2026	₹509.22	₹-115.81	—	₹-2.25
Q1 2026	₹573.01	₹-81.22	—	₹-1.58
Q4 2025	₹579.03	₹-183.19	—	—
Q3 2025	₹598.91	₹-210.9	—	₹-4.10

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit

Year	Revenue	Net Profit	EBITDA	OPM
FY 2025	₹2,518.52	₹-521.39	—	—
FY 2024	₹2,811.43	₹425.57	—	—
FY 2023	₹2,055.39	₹302.33	—	—
FY 2022	₹1,354.72	₹54.73	—	—

Peer Comparison — Financial Services

Top companies in the same sector by market cap

Company	Mkt Cap	P/E	ROCE	ROE	D/E	OPM
ESAFSFB ★	₹1,433 Cr	—	-8.91%	-8.91%	—	—
ICICIBANKICICI Bank Limited	₹9,05,033 Cr	16.89	16.36%	16.36%	—	—
SBINState Bank of	₹9,02,477 Cr	10.73	15.48%	15.48%	—	—
BAJAJHFLBAJAJ HOUSING FINANCE	₹73,351 Cr	28.59	3.22%	12.06%	4.61x	31.70%
ANGELONEAngel One Limited	₹31,612 Cr	34.61	14.23%	15.53%	1.29x	38.76%
CDSLCentral Depository Services	₹29,927 Cr	61.72	25.37%	23.91%	0.00x	37.64%

Balance Sheet

All values in ₹ Crores

Metric	FY 2025	FY 2024	FY 2023	FY 2022
Total Assets	₹27,178.29	₹26,086.88	₹20,223.68	₹17,707.56
Equity	₹1,949.05	₹2,491.79	₹1,715	₹1,411.6
Total Debt	₹1,405.73	₹2,572.53	₹2,680.2	₹2,256.83
Cash	₹1,979.11	₹1,422.92	₹767.05	₹1,511.9
Net Debt	—	₹1,149.61	₹1,913.15	₹744.93
Working Capital	—	—	—	—

Shareholding Pattern

Q1 FY2027

Promoter

73.94%

FII

1.99%

DII

1.62%

Public

22.45%

Quarter-over-Quarter Trend

Quarter	Promoter	FII	DII	Public
Q1 FY2027	73.94% ↓	1.99% ↓	1.62% ↓	22.45% ↑
Q4 FY2026	75.14% ↑	2.17% ↑	1.78% ↓	20.91% ↓
Q3 FY2026	63.29%	0.01% ↓	4.97% ↓	31.74% ↑
Q2 FY2026	63.3% ↓	0.16%	5%	31.53% ↑
Q1 FY2026	63.31%	0.16% ↓	5%	31.51% ↑
Q4 FY2025	63.31% ↓	0.27% ↑	5% ↓	31.41% ↓
Q3 FY2025	63.36% ↓	0.16% ↑	5.02% ↓	31.45% ↑
Q2 FY2025	63.38%	0.15%	5.56%	30.92%

Corporate Actions

No recent corporate actions

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About ESAF Small Finance Bank Ltd (ESAFSFB) Stock

ESAF Small Finance Bank Ltd is listed on the NSE under the Financial Services sector, Other Bank industry. ISIN: INE818W01011. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.