What is CreditAccess Grameen Ltd (CREDITACC) share price today?

CreditAccess Grameen Ltd (CREDITACC) is listed on the NSE. Visit VestAI at https://www.vestai.io/stocks/CREDITACC for the latest live price, technical analysis, and AI-powered insights.

How to analyse CREDITACC stock?

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What sector is CreditAccess Grameen Ltd in?

CreditAccess Grameen Ltd (CREDITACC) is in the Financial Services sector, Microfinance Institutions industry on the NSE.

CreditAccess Grameen Ltd

Q: What is CreditAccess Grameen Ltd's Orion Score?

CreditAccess Grameen Ltd has an Orion Score of 62/100 (Watch) — a fundamentals-based quality & risk score. CreditAccess Grameen Ltd scores 62/100 (Watch) on the Orion Score — moderate business quality (59), strong growth (81), strong balance-sheet safety (71) and rich valuation (30). A fundamentals-based quality & risk score, not a buy/sell recommendation.

CREDITACC

NSE· Financial Services

₹1,540.20

+10.80 (+0.71%)

Updated 10:16 am IST

52W Low · ₹1,113.0052W High · ₹1,608.10

Near 52W High

Market Cap

₹24500.38L Cr

Volume

2.94L

Prev Close

₹1,546.10

ISIN

INE741K01010

Orion Score

Fundamentals-based quality & risk · not a recommendation

62/100

Watch

CreditAccess Grameen Ltd scores 62/100 (Watch) on the Orion Score — moderate business quality (59), strong growth (81), strong balance-sheet safety (71) and rich valuation (30). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality

Growth

Safety

Value

Full Orion analysis

Risk checks

No size, liquidity or track-record concerns
Profitable — 13% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

68/100

Strong

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION

High Debt

D/E 3.03x — elevated leverage

QUALITY

Average

ROCE 14.8% — decent returns

MOMENTUM

Bullish

RSI 62.6 — strong momentum

Price Chart

SMA 20

SMA 50

SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio: 31.61
ROCE: 14.81%
ROE (1Y): 10.51%
D/E Ratio: 3.03x
OPM: 47.99%
TTM EPS: ₹48.39
Dividend Yield: 0.00%
Qtrly Sales: ₹1,573.29 Cr
Qtrly Profit: ₹339.55 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit

Quarter	Revenue	Net Profit	OPM	EPS
Q4 2026	₹1,573.29	₹339.55	48.0%	₹21.11
Q3 2026	₹1,468.52	₹252.09	44.8%	₹15.68
Q1 2026	₹1,414.36	₹60.19	42.7%	₹3.76
Q4 2025	₹1,386.59	₹47.21	44.2%	₹2.95
Q3 2025	₹1,363.65	₹-99.52	44.3%	₹-6.24

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit

Year	Revenue	Net Profit	EBITDA	OPM
FY 2025	₹5,539.19	₹531.4	₹968.95	47.5%
FY 2024	₹4,904.97	₹1,445.93	₹2,208.18	48.0%
FY 2023	₹3,296.98	₹826.06	₹1,313.95	42.9%
FY 2022	₹2,547.04	₹353.07	₹714.54	44.6%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

Company	Mkt Cap	P/E	ROCE	ROE	D/E	OPM
CREDITACC ★	₹24,500 Cr	31.61	14.81%	10.51%	3.03x	47.99%
ICICIBANKICICI Bank Limited	₹9,05,033 Cr	16.89	16.36%	16.36%	—	—
SBINState Bank of	₹9,02,477 Cr	10.73	15.48%	15.48%	—	—
BAJAJHFLBAJAJ HOUSING FINANCE	₹73,351 Cr	28.59	3.22%	12.06%	4.61x	31.70%
ANGELONEAngel One Limited	₹31,612 Cr	34.61	14.23%	15.53%	1.29x	38.76%
CDSLCentral Depository Services	₹29,927 Cr	61.72	25.37%	23.91%	0.00x	37.64%

Balance Sheet

All values in ₹ Crores

Metric	FY 2025	FY 2024	FY 2023	FY 2022
Total Assets	₹27,802.45	₹28,870.83	₹21,858.1	₹17,481.72
Equity	₹6,955.97	₹6,569.98	₹5,106.97	₹4,166.91
Total Debt	₹20,445.77	₹21,841.01	₹16,312.26	₹13,005.69
Cash	₹1,271.49	₹1,107.29	₹1,341.41	₹1,580.55
Net Debt	₹19,174.28	₹20,733.72	₹14,970.85	₹11,340.14
Working Capital	₹5,997.78	₹7,867.95	₹4,732.38	₹3,284.23

Shareholding Pattern

Q1 FY2027

Promoter

66.22%

FII

9.47%

DII

7.75%

Public

16.56%

Quarter-over-Quarter Trend

Quarter	Promoter	FII	DII	Public
Q1 FY2027	66.22% ↓	9.47% ↑	7.75% ↑	16.56% ↓
Q4 FY2026	66.26% ↓	9.34% ↓	7.64% ↓	16.76% ↑
Q3 FY2026	66.28% ↓	11.68% ↓	13.23% ↓	8.81% ↑
Q2 FY2026	66.37% ↓	12.29% ↑	13.33% ↑	8.02% ↓
Q1 FY2026	66.43%	12.13% ↑	12.76% ↑	8.67% ↓
Q4 FY2025	66.43% ↓	11.38% ↑	12.67% ↓	9.5% ↓
Q3 FY2025	66.5% ↓	9.76% ↓	14.17% ↓	9.57% ↑
Q2 FY2025	66.54%	10.76%	14.86%	7.83%

Corporate Actions

No recent corporate actions

Funds Holding This Stock

81 mutual fund schemes

LIC MF Banking & Financial Services Fund Direct GrowthLIC

2.75%

₹7 Cr

Groww Small Cap Fund Direct GrowthINDIABULLS

2.58%

₹9 Cr

Bank of India Banking & Financial Services Fund Direct GrowthBOI_AXA

2.32%

₹6 Cr

Navi Aggressive Hybrid Fund Direct GrowthPEERLESS

2.31%

₹3 Cr

JM Small Cap Fund Direct GrowthJM_FINANCIAL

2.31%

₹17 Cr

JM Value Fund Direct Plan GrowthJM_FINANCIAL

2.08%

₹17 Cr

Edelweiss Financial Services Fund Direct GrowthEDELWEISS

2.02%

₹5 Cr

LIC MF Flexi Cap Fund Direct GrowthLIC

1.97%

₹20 Cr

Navi Flexi Cap Fund Direct GrowthPEERLESS

1.90%

₹5 Cr

Bank of India Large Cap Fund Direct GrowthBOI_AXA

1.50%

₹3 Cr

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About CreditAccess Grameen Ltd (CREDITACC) Stock

CreditAccess Grameen Ltd is listed on the NSE under the Financial Services sector, Microfinance Institutions industry. ISIN: INE741K01010. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.