Choice International Limited

CHOICEIN
NSE· Financial Services
796.55
-3.45 (-0.43%)
52W Low · ₹568.7052W High · ₹860.50
Near 52W High
Market Cap
₹17758.63L Cr
Volume
3.31L
Prev Close
₹797.15
ISIN
INE102B01014

Orion Score

Fundamentals-based quality & risk · not a recommendation

40/100
Caution

Raw blend 70 capped to 40 by a red flag.

Why this is capped

Raw blend 70 → capped to 40

  • Profit not converting to cash (CFO -0.7x PAT) — cash-trap risk
Quality
68
Growth
95
Safety
52
Value

Choice International Limited scores 40/100 (Caution) on the Orion Score — moderate business quality (68), strong growth (95) and moderate balance-sheet safety (52). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Full Orion analysis

Risk checks

  • Profit not converting to cash (CFO -0.7x PAT) — cash-trap risk

Forensic accounting

Piotroski F 2/9Altman Z Safe(4.38)Beneish M Elevated(-1.30)

Piotroski F = fundamental health (0–9, higher is better) · Altman Z = bankruptcy / distress risk · Beneish M = earnings-manipulation check

Technical / Momentum

Price Trend

61/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
Moderate
D/E 0.50x — manageable leverage
QUALITY
Average
ROCE 16.7% — decent returns
MOMENTUM
Neutral
RSI 58.2 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
71.94
ROCE
16.67%
ROE (1Y)
16.24%
D/E Ratio
0.50x
OPM
34.38%
TTM EPS
₹11.08
Dividend Yield
0.00%
Qtrly Sales
₹306.71 Cr
Qtrly Profit
₹60.31 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹306.71₹60.3134.4%₹3.02
Q3 2026₹303.36₹65.6235.8%₹3.07
Q1 2026₹233.88₹47.9634.2%₹2.34
Q4 2025₹253₹51.6837.0%₹2.62
Q3 2025₹209.34₹30.7427.4%₹1.52

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹909.75₹162.71₹295.8830.4%
FY 2024₹750.48₹130.86₹224.0628.5%
FY 2023₹389.28₹60.07₹106.7626.8%
FY 2022₹275.82₹53.58₹91.2128.6%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
CHOICEIN₹17,759 Cr71.9416.67%16.24%0.50x34.38%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹70,119 Cr27.423.22%12.06%4.61x31.70%
ANGELONE₹28,132 Cr27.6214.23%15.53%1.29x31.25%
CENTRALBK₹28,086 Cr6.1611.56%11.56%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹2,619.32₹1,806.08₹1,108.52₹977.61
Equity₹1,027.43₹631.42₹477.3₹409.97
Total Debt₹462.93₹472.86₹206.7₹219.76
Cash₹138.79₹145.07₹87.33₹25.62
Net Debt₹321.83₹310.39₹118.33₹194.12
Working Capital₹686.96₹506.38₹361.26₹331.09

Shareholding Pattern

Q1 FY2027

Promoter
68.46%
FII
5.86%
DII
4.8%
Public
20.88%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202768.46% ↑5.86% ↓4.8% ↓20.88% ↑
Q4 FY202667.89% ↑6.34% ↓5.19% ↑20.58% ↓
Q3 FY202653.66% ↓12.16% ↓0.3% ↑33.89% ↑
Q2 FY202656.61% ↑12.97% ↓0.28% ↑30.15% ↑
Q1 FY202656.44% ↓13.97% ↑0.19% ↑29.39% ↑
Q4 FY202558.13% ↓13.63% ↓0.16% ↓28.09% ↑
Q3 FY202558.21%13.7% ↑0.18% ↑27.92% ↓
Q2 FY202558.21%12.72%0.09%28.98%

Corporate Actions

No recent corporate actions

Smart Money Holdings

Q4 FY2025

InvestorShares HeldPortfolio %Change
madhusudan-kela1,84,00,00040.90%
madhusudan-kela2,09,08,76410.50%
↓ Dec

Funds Holding This Stock

36 mutual fund schemes

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About Choice International Limited (CHOICEIN) Stock

Choice International Limited is listed on the NSE under the Financial Services sector, Holding Company industry. ISIN: INE102B01014. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.