Baid Finserv Limited

BAIDFIN
NSE· Financial Services
10.23
-0.01 (-0.10%)
Updated 11:25 am IST
52W Low · ₹9.1052W High · ₹13.48
Near 52W Low
Market Cap
₹158.45L Cr
Volume
27.2K
Prev Close
₹10.24
ISIN
INE020D01022

Orion Score

Fundamentals-based quality & risk · not a recommendation

55/100
Watch

Raw blend 63 capped to 55 by a red flag.

Why this is capped

Raw blend 63 → capped to 55

  • Micro-cap (~Rs 154 cr) — limited reliability/liquidity
  • Thinly traded (~Rs 13.8 L/day) — hard to act on
  • Short track record (4 yrs of data)
Quality
50
Growth
77
Safety
69
Value
74

Baid Finserv Limited scores 55/100 (Watch) on the Orion Score — moderate business quality (50), strong growth (77), moderate balance-sheet safety (69) and cheap valuation (74). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Full Orion analysis

Risk checks

  • Micro-cap (~Rs 154 cr) — limited reliability/liquidity
  • Thinly traded (~Rs 13.8 L/day) — hard to act on
  • Short track record (4 yrs of data)

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

40/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
Moderate
D/E 1.43x — manageable leverage
QUALITY
Low Quality
ROCE 4.9% — poor capital efficiency
MOMENTUM
Neutral
RSI 47.2 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
8.90
ROCE
4.87%
ROE (1Y)
7.27%
D/E Ratio
1.43x
OPM
28.03%
TTM EPS
₹1.15
Dividend Yield
96.00%
Qtrly Sales
₹25.01 Cr
Qtrly Profit
₹1.66 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q3 2026₹24.62₹4.7526.6%₹0.37
Q2 2026₹23.83₹4.5526.0%₹0.37
Q1 2026₹23.78₹4.0225.6%₹0.33
Q4 2025₹22.1₹3.6413.6%
Q3 2025₹21.34₹4.7330.3%₹0.39

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹80.9₹13.45₹19.8423.6%
FY 2024₹63.3₹12.92₹18.5824.2%
FY 2023₹53.33₹10.38₹16.6530.6%
FY 2022₹46.99₹8.79₹12.4425.6%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
BAIDFIN₹158 Cr8.904.87%7.27%1.43x28.03%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹71,910 Cr28.123.22%12.06%4.61x31.70%
ANGELONE₹30,050 Cr30.2114.23%15.53%1.29x31.25%
CDSL₹29,640 Cr64.5225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹454.05₹426.12₹341.12₹317.84
Equity₹179.03₹166.78₹155.01₹145.83
Total Debt₹255.36₹241.86₹170.72₹159.77
Cash₹11.31₹32.57₹8.99₹8.58
Net Debt₹244.05₹209.29₹161.72₹151.19
Working Capital₹424.54₹402.8₹320.02₹300.68

Shareholding Pattern

Q1 FY2027

Promoter
64.62%
FII
0%
DII
0%
Public
35.38%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202764.62% ↑0% ↓0%35.38% ↓
Q4 FY202647.39% ↑0.2%52.41% ↓
Q3 FY202645.71% ↑0.21% ↓54.1% ↓
Q2 FY202636.25%0.26% ↓63.49% ↑
Q1 FY202636.25%0.29%63.45%
Q4 FY202536.25%0.29% ↑63.46% ↓
Q3 FY202536.25% ↑0.01% ↓63.75% ↓
Q2 FY202535.42%0.04%64.55%

Corporate Actions

No recent corporate actions

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About Baid Finserv Limited (BAIDFIN) Stock

Baid Finserv Limited is listed on the NSE under the Financial Services sector, Non Banking Financial Company (NBFC) industry. ISIN: INE020D01022. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.