AU Small Finance Bank Limited

AUBANK
NSE· Financial Services
1,047.70
-4.50 (-0.43%)
52W Low · ₹682.1552W High · ₹1,090.40
Near 52W High
Market Cap
₹75165.70L Cr
Volume
15.69L
Prev Close
₹1,004.00
ISIN
INE949L01017

Orion Score

Fundamentals-based quality & risk · not a recommendation

58/100
Watch

AU Small Finance Bank Limited scores 58/100 (Watch) on the Orion Score — moderate business quality (61), strong growth (87), moderate balance-sheet safety (64) and rich valuation (6). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
61
Growth
87
Safety
64
Value
6

Full Orion analysis

Risk checks

  • No size, liquidity or track-record concerns
  • Profitable — 12% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

94/100

Strong

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
No Data
D/E unavailable
QUALITY
Average
ROCE 12.4% — decent returns
MOMENTUM
Neutral
RSI 56.7 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
28.65
ROCE
12.40%
ROE (1Y)
22.30%
D/E Ratio
OPM
TTM EPS
₹35.04
Dividend Yield
9.00%
Qtrly Sales
₹3,313.28 Cr
Qtrly Profit
₹831.87 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹3,313.28₹831.87₹11.01
Q3 2026₹3,065.07₹667.66₹8.87
Q1 2026₹2,855.28₹580.86₹7.78
Q4 2025₹2,854.59₹503.7₹6.75
Q3 2025₹2,641.12₹528.45₹7.08

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹10,541.5₹2,105.93
FY 2024₹6,855.62₹1,534.72
FY 2023₹5,460.41₹1,427.93
FY 2022₹4,228.46₹1,129.83

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
AUBANK₹75,166 Cr28.6512.40%22.30%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹70,119 Cr27.423.22%12.06%4.61x31.70%
ANGELONE₹28,132 Cr27.6214.23%15.53%1.29x31.25%
CENTRALBK₹28,086 Cr6.1611.56%11.56%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹1,57,845.67₹1,09,425.67₹90,216.12₹69,077.8
Equity₹17,166.28₹12,559.53₹10,977.34₹7,514.01
Total Debt₹11,659.9₹5,479.37₹6,298.65₹5,990.78
Cash₹9,567.8₹6,441.21₹9,478.11₹5,976.5
Net Debt₹2,092.1₹14.28
Working Capital

Shareholding Pattern

Q1 FY2027

Promoter
31.32%
FII
28.06%
DII
22.95%
Public
17.67%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202731.32%28.06% ↑22.95% ↑17.67% ↓
Q4 FY202631.32% ↑24.18% ↓19.79% ↓24.71% ↑
Q3 FY202622.79% ↓36.45% ↑31.27% ↓9.51% ↓
Q2 FY202622.82% ↓34.5% ↓31.91% ↑10.78% ↑
Q1 FY202622.85% ↓37.68% ↑28.86% ↑10.59% ↓
Q4 FY202522.87% ↓35.58% ↓27.16% ↑14.39% ↓
Q3 FY202522.89% ↓39.34% ↓21.78% ↑15.99% ↓
Q2 FY202522.91%40.71%20.13%16.23%

Corporate Actions

Ex-DateActionDetails
2026-07-31
DIVIDEND
Dividend - Re 1 Per Share

Smart Money Holdings

Q4 FY2025

InvestorShares HeldPortfolio %Change
nomura13.40%

Funds Holding This Stock

210 mutual fund schemes

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About AU Small Finance Bank Limited (AUBANK) Stock

AU Small Finance Bank Limited is listed on the NSE under the Financial Services sector, Other Bank industry. ISIN: INE949L01017. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.