Arman Financial Services Limited

ARMANFIN
NSE· Financial Services
1,928.20
-65.20 (-3.27%)
52W Low · ₹1,270.0052W High · ₹2,069.20
Near 52W High
Market Cap
₹2016.00L Cr
Volume
28.6K
Prev Close
₹1,993.40
ISIN
INE109C01017

Orion Score

Fundamentals-based quality & risk · not a recommendation

63/100
Watch

Arman Financial Services Limited scores 63/100 (Watch) on the Orion Score — moderate business quality (61), strong growth (75), strong balance-sheet safety (78) and rich valuation (31). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
61
Growth
75
Safety
78
Value
31

Full Orion analysis

Risk checks

  • No size, liquidity or track-record concerns
  • Profitable — 14% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

66/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

Unlock with Pro

Upgrade →

VestAI Stock Score

VALUATION
High Debt
D/E 1.90x — elevated leverage
QUALITY
Low Quality
ROCE 6.8% — poor capital efficiency
MOMENTUM
No Data
RSI unavailable

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
35.81
ROCE
6.76%
ROE (1Y)
6.26%
D/E Ratio
1.90x
OPM
30.09%
TTM EPS
₹53.54
Dividend Yield
0.00%
Qtrly Sales
₹166.29 Cr
Qtrly Profit
₹41.01 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹166.29₹41.0130.1%₹38.82
Q3 2026₹151.67₹22.1830.6%₹20.99
Q2 2026₹144.96₹7.9928.9%₹7.55
Q1 2026₹146.24₹-14.5834.6%₹-13.90
Q4 2025₹148.7₹12.7634.3%₹12.07

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹616.71₹52.07₹70.9740.1%
FY 2024₹616.38₹173.57₹229.5931.3%
FY 2023₹388.53₹93.81₹126.2134.2%
FY 2022₹222.99₹31.72₹46.5926.1%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
ARMANFIN₹2,016 Cr35.816.76%6.26%1.90x30.09%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%
SBIN₹9,02,477 Cr10.7315.48%15.48%
BAJAJHFL₹70,119 Cr27.423.22%12.06%4.61x31.70%
ANGELONE₹28,132 Cr27.6214.23%15.53%1.29x31.25%
CENTRALBK₹28,086 Cr6.1611.56%11.56%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹2,227.32₹2,635.06₹2,038.16₹1,241.4
Equity₹874.41₹812.69₹365.69₹212.69
Total Debt₹1,232.32₹1,724.93₹1,604.41₹989.69
Cash₹67.75₹118.59₹26.22₹75.53
Net Debt₹1,164.57₹1,606.34₹1,578.19₹914.16
Working Capital₹2,083.82₹1,015.05₹636.88₹210.07

Shareholding Pattern

Q1 FY2027

Promoter
29.78%
FII
6.68%
DII
5.47%
Public
58.07%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202729.78%6.68% ↓5.47% ↓58.07% ↑
Q4 FY202629.79% ↑8.02% ↑6.57% ↑55.62% ↓
Q3 FY202622%1.69% ↓5.03% ↑71.29% ↓
Q2 FY202622% ↓1.8% ↑4.83% ↓71.37% ↓
Q1 FY202622.05%1.42% ↑5.08% ↑71.45% ↓
Q4 FY202522.06% ↓1.19% ↓4.91% ↑71.82% ↑
Q3 FY202522.07%1.97% ↓4.51% ↓71.44% ↑
Q2 FY202522.07%4.9%5.03%68.01%

Corporate Actions

No recent corporate actions

Smart Money Holdings

Q3 FY2025

InvestorShares HeldPortfolio %Change
mukul-agrawal4,00,0003.80%

Funds Holding This Stock

5 mutual fund schemes

Analyse ARMANFIN with Orion AI

Ask: "Is Arman Financial Services Limited stock a good buy right now?" — Get RSI, MACD, ROCE + AI recommendation

Analyse with Orion

Want more insights like this?

Get free stock analysis, market insights, and investment ideas delivered to your inbox.

No spam. Unsubscribe anytime.

About Arman Financial Services Limited (ARMANFIN) Stock

Arman Financial Services Limited is listed on the NSE under the Financial Services sector, Non Banking Financial Company (NBFC) industry. ISIN: INE109C01017. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.