Aavas Financiers Limited

AAVAS
NSE· Financial Services
₹1,505.00
-20.90 (-1.37%)
Updated 09:15 am IST
52W Low · ₹1,060.4052W High · ₹2,013.90
Mid Range
Market Cap
₹12098.86L Cr
Volume
34.2K
Prev Close
₹1,505.30
ISIN
INE216P01012

VestAI Stock Score

VALUATION
High Debt
D/E 3.11x — elevated leverage
QUALITY
Low Quality
ROCE 2.8% — poor capital efficiency
MOMENTUM
Bullish
RSI 65.4 — strong momentum

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
18.32
ROCE
2.75%
ROE (1Y)
13.92%
D/E Ratio
3.11x
OPM
23.86%
TTM EPS
₹83.31
Dividend Yield
0.00%
Qtrly Sales
₹627.01 Cr
Qtrly Profit
₹181.67 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹627.01₹181.6723.9%₹22.78
Q3 2026₹602.37₹170.0525.7%₹21.32
Q2 2026₹591.18₹163.9324.2%₹20.55
Q1 2026₹572.19₹139.2323.5%₹17.45
Q4 2025₹566.24₹153.6822.9%₹10.00

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2026₹2,392.75₹654.88₹625.1924.3%
FY 2025₹2,125.21₹574.11₹562.9624.8%
FY 2024₹1,679.98₹490.69₹662.5618.8%
FY 2023₹1,355.52₹429.64₹581.0523.0%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
AAVAS ★₹12,099 Cr18.322.75%13.92%3.11x23.86%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%——
SBIN₹9,02,477 Cr10.7315.48%15.48%——
BAJAJHFL₹73,351 Cr28.593.22%12.06%4.61x31.70%
ANGELONE₹31,612 Cr34.6114.23%15.53%1.29x38.76%
CDSL₹29,927 Cr61.7225.37%23.91%0.00x37.64%

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹18,618.47₹16,519.45₹13,409.61₹11,017.48
Equity₹4,360.83₹3,773.32₹3,269.66₹2,806.43
Total Debt₹13,918.48₹12,411.92₹9,887.28₹8,011.98
Cash₹11.31₹20.56₹177.65₹47.81
Net Debt₹13,838.55₹12,329.55₹9,663.04₹7,924.69
Working Capital₹1,916₹1,593.89₹1,719.18₹1,468.66

Shareholding Pattern

Q1 FY2027

Promoter
49.67%
FII
19.39%
DII
15.86%
Public
15.08%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202749.67%19.39% ↑15.86% ↑15.08% ↓
Q4 FY202649.68% ↑18.3% ↓14.97% ↑17.05% ↑
Q3 FY202648.95%24.72% ↓14.3% ↑12.04% ↑
Q2 FY202648.96%25.88% ↓14.13% ↑11.02% ↑
Q1 FY202648.96% ↑29.77% ↑11.52% ↑9.75% ↓
Q4 FY202526.47%29.67% ↓10.75% ↓33.11% ↑
Q3 FY202526.47%33.97% ↓25.69% ↑13.87% ↑
Q2 FY202526.47%35.5%25.55%12.49%

Corporate Actions

No recent corporate actions

Smart Money Holdings

Q4 FY2025

InvestorShares HeldPortfolio %Change
adia———

Funds Holding This Stock

62 mutual fund schemes

1
Sundaram Financial Services Opportunities Fund Direct GrowthSUNDARAM

3.14%

₹50 Cr

2
Sundaram Business Cycle Fund Direct GrowthSUNDARAM

2.65%

₹42 Cr

3
UTI Banking and Financial Services Fund Direct Plan GrowthUTI

1.95%

₹28 Cr

4
Tata Housing Opportunities Fund Direct GrowthTATA

1.83%

₹9 Cr

5
Sundaram Services Fund Direct GrowthSUNDARAM

1.81%

₹85 Cr

6
The Wealth Company Small Cap Fund Direct GrowthThe Wealth Company

1.79%

₹1 Cr

7
Sundaram Small Cap Fund Direct GrowthSUNDARAM

1.58%

₹58 Cr

8
ICICI Prudential Banking and Financial Services Direct Plan GrowthICICI_PRUDENTIAL

1.49%

₹158 Cr

9
Quantum Small Cap Fund Direct GrowthQUANTUM

1.43%

₹3 Cr

10
Helios Financial Services Fund Direct GrowthHelios

1.29%

₹2 Cr

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About Aavas Financiers Limited (AAVAS) Stock

Aavas Financiers Limited is listed on the NSE under the Financial Services sector, Housing Finance Company industry. ISIN: INE216P01012. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.