Aadhar Housing Finance Ltd

AADHARHFC
NSE· Financial Services
₹497.85
-4.15 (-0.83%)
52W Low · ₹430.1552W High · ₹563.00
Mid Range
Market Cap
₹21648.19L Cr
Volume
1.60L
Prev Close
₹495.00
ISIN
INE883F01010

Orion Score

Fundamentals-based quality & risk · not a recommendation

72/100
Quality

Aadhar Housing Finance Ltd scores 72/100 (Quality) on the Orion Score — strong business quality (79), strong growth (77), strong balance-sheet safety (76) and fair valuation (42). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality
79
Growth
77
Safety
76
Value
42

Full Orion analysis

Risk checks

  • Short track record (3 yrs of data)

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

72/100

Strong

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION
High Debt
D/E 2.56x — elevated leverage
QUALITY
Average
ROCE 11.2% — decent returns
MOMENTUM
Neutral
RSI 45.9 — consolidating

Price Chart

SMA 20
SMA 50
SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio
19.97
ROCE
11.18%
ROE (1Y)
15.75%
D/E Ratio
2.56x
OPM
35.85%
TTM EPS
₹24.79
Dividend Yield
0.00%
Qtrly Sales
₹910.56 Cr
Qtrly Profit
₹310.92 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit
QuarterRevenueNet ProfitOPMEPS
Q4 2026₹910.56₹310.9235.9%₹7.01
Q3 2026₹884.26₹281.2137.7%₹6.36
Q2 2026₹848.95₹266.4736.0%₹6.03
Q1 2026₹810.88₹237.2835.9%₹5.37
Q4 2025₹776.79₹244.8434.1%₹5.55

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit
YearRevenueNet ProfitEBITDAOPM
FY 2025₹2,835.17₹911.83₹2,356.5875.2%
FY 2024₹2,354.23₹749.64₹1,952.0774.5%
FY 2023₹1,881.01₹544.76₹1,495.8774.8%
FY 2022₹1,611.85₹444.85₹1,318.7678.2%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

CompanyMkt CapP/EROCEROED/EOPM
AADHARHFC ★₹21,648 Cr19.9711.18%15.75%2.56x35.85%
ICICIBANK₹9,05,033 Cr16.8916.36%16.36%——
SBIN₹9,02,477 Cr10.7315.48%15.48%——
BAJAJHFL₹70,119 Cr27.423.22%12.06%4.61x31.70%
ANGELONE₹28,132 Cr27.6214.23%15.53%1.29x31.25%
CENTRALBK₹28,086 Cr6.1611.56%11.56%——

Balance Sheet

All values in ₹ Crores

MetricFY 2025FY 2024FY 2023FY 2022
Total Assets₹23,223.96₹19,093.06₹16,617.87₹14,375.81
Equity₹6,372.29₹4,449.75₹3,697.66₹3,146.69
Total Debt₹16,321.88₹13,958.44₹12,150.33₹10,666.6
Cash₹878.37₹356.26₹405.14₹574.17
Net Debt₹15,443.51₹13,602.18₹11,745.19₹10,092.43
Working Capital₹2,600.67₹1,512₹614.67₹1,410.14

Shareholding Pattern

Q1 FY2027

Promoter
75.22%
FII
5.05%
DII
4.14%
Public
15.59%

Quarter-over-Quarter Trend

QuarterPromoterFIIDIIPublic
Q1 FY202775.22% ↑5.05% ↑4.14% ↑15.59% ↓
Q4 FY202610.44% ↓4.9% ↓4.01% ↓80.65% ↑
Q3 FY202675.19% ↓6.19% ↑8.45% ↑10.17% ↓
Q2 FY202675.32% ↓6.11% ↑8.25% ↓10.33% ↓
Q1 FY202675.5% ↓5.58% ↑8.43% ↓10.48% ↓
Q4 FY202575.61% ↓5.32% ↑8.58% ↓10.51% ↓
Q3 FY202575.74% ↓4.3% ↓9.27% ↓10.69% ↑
Q2 FY202575.89%4.32%9.46%10.33%

Corporate Actions

No recent corporate actions

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About Aadhar Housing Finance Ltd (AADHARHFC) Stock

Aadhar Housing Finance Ltd is listed on the NSE under the Financial Services sector, Housing Finance Company industry. ISIN: INE883F01010. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.