What is Indian Railway Finance Corporation Ltd (IRFC) share price today?

Indian Railway Finance Corporation Ltd (IRFC) is listed on the NSE. Visit VestAI at https://www.vestai.io/stocks/IRFC for the latest live price, technical analysis, and AI-powered insights.

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What sector is Indian Railway Finance Corporation Ltd in?

Indian Railway Finance Corporation Ltd (IRFC) is in the Financial Services sector, Financial Institution industry on the NSE.

Indian Railway Finance Corporation Ltd

Q: What is Indian Railway Finance Corporation Ltd's Orion Score?

Indian Railway Finance Corporation Ltd has an Orion Score of 60/100 (Watch) — a fundamentals-based quality & risk score. Indian Railway Finance Corporation Ltd scores 60/100 (Watch) on the Orion Score — strong business quality (73), moderate growth (53), moderate balance-sheet safety (51) and fair valuation (41). A fundamentals-based quality & risk score, not a buy/sell recommendation.

IRFC

NSE· Financial Services

₹89.90

+1.78 (+2.02%)

Updated 12:31 pm IST

52W Low · ₹86.9352W High · ₹138.00

Near 52W Low

Market Cap

₹126071.88L Cr

Volume

90.74L

Prev Close

₹88.12

ISIN

INE053F01010

Orion Score

Fundamentals-based quality & risk · not a recommendation

60/100

Watch

Indian Railway Finance Corporation Ltd scores 60/100 (Watch) on the Orion Score — strong business quality (73), moderate growth (53), moderate balance-sheet safety (51) and fair valuation (41). A fundamentals-based quality & risk score, not a buy/sell recommendation.

Quality

Growth

Safety

Value

Full Orion analysis

Risk checks

No size, liquidity or track-record concerns
Profitable — 13% return on equity

Forensic accounting

Forensic screens (Piotroski, Altman, Beneish) are built for non-financial companies. Banks & NBFCs are judged on capital adequacy, asset quality & returns instead.

Technical / Momentum

Price Trend

43/100

Neutral

Technical momentum companion — separate from the fundamentals-based Orion Score.

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VestAI Stock Score

VALUATION

High Debt

D/E 7.73x — elevated leverage

QUALITY

Low Quality

ROCE 1.4% — poor capital efficiency

MOMENTUM

Bearish

RSI 37.5 — weak momentum

Price Chart

SMA 20

SMA 50

SMA 200

Key Fundamentals

Q4 FY2026

P/E Ratio: 18.00
ROCE: 1.37%
ROE (1Y): 12.81%
D/E Ratio: 7.73x
OPM: 23.80%
TTM EPS: ₹5.36
Dividend Yield: 301.00%
Qtrly Sales: ₹7,335.75 Cr
Qtrly Profit: ₹1,684.31 Cr

Technical Signals

Quarterly Results

Revenue & Profit in ₹ Crores

Revenue Net Profit

Quarter	Revenue	Net Profit	OPM	EPS
Q4 2026	₹7,335.75	₹1,684.31	23.8%	₹1.29
Q3 2026	₹6,657.12	₹1,802.19	27.1%	₹1.38
Q1 2026	₹6,901.07	₹1,745.69	25.3%	₹1.34
Q4 2025	₹6,718.73	₹1,681.87	25.1%	₹1.29
Q3 2025	₹6,763.43	₹1,630.66	24.1%	₹1.25

Annual P&L

Revenue & Profit in ₹ Crores (Yearly)

Revenue Net Profit

Year	Revenue	Net Profit	EBITDA	OPM
FY 2025	₹27,064.55	₹6,502	₹14,498.77	53.4%
FY 2024	₹26,530.42	₹6,412.11	₹12,144.13	45.5%
FY 2023	₹23,650.7	₹6,167.16	₹11,295.36	47.3%
FY 2022	₹20,280.28	₹6,089.84	₹11,564.03	57.1%

Peer Comparison — Financial Services

Top companies in the same sector by market cap

Company	Mkt Cap	P/E	ROCE	ROE	D/E	OPM
IRFC ★	₹1,26,072 Cr	18.00	1.37%	12.81%	7.73x	23.80%
ICICIBANKICICI Bank Limited	₹9,05,033 Cr	16.89	16.36%	16.36%	—	—
SBINState Bank of	₹9,02,477 Cr	10.73	15.48%	15.48%	—	—
BAJAJHFLBAJAJ HOUSING FINANCE	₹73,351 Cr	28.59	3.22%	12.06%	4.61x	31.70%
ANGELONEAngel One Limited	₹31,612 Cr	34.61	14.23%	15.53%	1.29x	38.76%
CDSLCentral Depository Services	₹29,927 Cr	61.72	25.37%	23.91%	0.00x	37.64%

Balance Sheet

All values in ₹ Crores

Metric	FY 2025	FY 2024	FY 2023	FY 2022
Total Assets	₹4,88,834.68	₹4,85,082.43	₹4,90,358.75	₹4,49,359.95
Equity	₹52,667.85	₹49,178.57	₹44,680.18	₹40,376.06
Total Debt	₹4,12,132.69	₹4,12,038.51	₹4,18,934.9	₹3,88,439.97
Cash	₹5,680.29	₹22.77	₹162.64	₹106.43
Net Debt	₹4,06,449.11	₹4,12,009.33	₹4,18,766.62	₹3,88,310.19
Working Capital	₹3,195.1	₹-922.33	₹-14,699.82	₹-1,158.15

Shareholding Pattern

Q1 FY2027

Promoter

84.65%

FII

1.18%

DII

0.97%

Public

13.2%

Quarter-over-Quarter Trend

Quarter	Promoter	FII	DII	Public
Q1 FY2027	84.65% ↓	1.18% ↑	0.97% ↓	13.2% ↑
Q3 FY2026	86.36%	0.98% ↑	1.54% ↑	11.1% ↓
Q2 FY2026	86.36%	0.97% ↑	1.48% ↑	11.17% ↓
Q1 FY2026	86.36%	0.93% ↓	1.45% ↑	11.24% ↓
Q4 FY2025	86.36%	0.98% ↓	1.34% ↑	11.32% ↓
Q3 FY2025	86.36%	1.01% ↓	1.24% ↑	11.4% ↓
Q2 FY2025	86.36%	1.09% ↓	1.08%	11.48% ↑
Q1 FY2025	86.36%	1.11%	1.08%	11.45%

Corporate Actions

Ex-Date	Action	Details
2026-03-13	DIVIDEND	Interim Dividend - Rs 1.05 Per Share

Funds Holding This Stock

54 mutual fund schemes

Groww Nifty India Railways PSU Index Fund Direct GrowthINDIABULLS

20.05%

₹10 Cr

Aditya Birla Sun Life BSE India Infrastructure Index Fund Direct GrowthBIRLA_SUN_LIFE

1.20%

₹0 Cr

Motilal Oswal BSE Financials ex Bank 30 Index Fund Direct GrowthMOTILAL_OSWAL

1.19%

₹0 Cr

Kotak Nifty Financial Services Ex Bank Index Fund Direct GrowthKOTAK_MAHINDRA

1.15%

₹1 Cr

HDFC NIFTY 100 Equal Weight Index Fund Direct GrowthHDFC

0.94%

₹4 Cr

Kotak Nifty 100 Equal Weight Index Fund Direct GrowthKOTAK_MAHINDRA

0.94%

₹0 Cr

Sundaram Nifty 100 Equal Weight Fund Direct GrowthSUNDARAM

0.93%

₹1 Cr

Kotak BSE PSU Index Fund Direct GrowthKOTAK_MAHINDRA

0.82%

₹1 Cr

Bajaj Finserv Nifty Next 50 Index Fund Direct GrowthBajaj Finserv

0.79%

₹0 Cr

LIC MF Nifty Next 50 Index Fund Direct GrowthLIC

0.78%

₹1 Cr

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About Indian Railway Finance Corporation Ltd (IRFC) Stock

Indian Railway Finance Corporation Ltd is listed on the NSE under the Financial Services sector, Financial Institution industry. ISIN: INE053F01010. Track live share price, technical analysis, RSI, MACD, PE ratio, and smart money holdings on VestAI — India's AI-powered stock analysis platform.