Fundamental Analysis

By VestAI Research | Last updated: March 2026

Return on Equity: Meaning, Definition & Indian Stock Market Examples

Net profit as a percentage of shareholder equity — measures capital efficiency.

Disclaimer: This article is for educational purposes only and does not constitute SEBI-registered investment advice. Consult a SEBI-registered investment advisor before making investment decisions.

What is Return on Equity?

Return on Equity (ROE) measures how effectively a company uses shareholders' capital to generate profit. Calculated as Net Profit ÷ Shareholders' Equity × 100. High and sustained ROE indicates a competitive moat and capital-efficient business model.

Return on Equity — Indian Stock Market Example

Asian Paints has maintained ROE above 25–30% for decades, reflecting its pricing power in decorative paints. HDFC Bank consistently delivers 15–18% ROE. Capital-intensive businesses like steel or infrastructure often have lower, more volatile ROE.

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Frequently Asked Questions about Return on Equity

What is a good ROE in India?

Generally, ROE above 15% is considered healthy. ROE above 20% is excellent and indicates a strong moat. However, very high ROE can sometimes be inflated by high debt levels, so always check the Debt-to-Equity ratio alongside ROE.

What is the DuPont analysis of ROE?

DuPont breaks ROE into three components: Net Profit Margin × Asset Turnover × Financial Leverage. This helps diagnose whether ROE is driven by operational efficiency, asset utilisation, or financial leverage (debt).

Related Terms

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